The 370z that never was
 

So, I feel like I've a made a great mistake not going with the Nismo I feel like I should go with it now rather then later, so I'm asking if I trade in my z how does it work exactly will I still.need like 10k down

I forgot that you were the dude who took out some insane $35k loan at 12% APR for 7 years

and then started multiple threads about stickers

I believe you also wrote that you were a truck driver and whine about how your car, left parked outside, collected bugs.

I gotta ask

What the hell? Did you somehow skip over all the stuff people wrote in THIS thread:
http://www.the370z.com/nismo-370z/12...smo-tech.html?

If you like wasting money, can you just give it to me?


Can everyone read this thread: http://www.the370z.com/nismo-370z/12...ismo-tech.html
then come back and help me out

what the hell

I mean in the norcal thread you ACTUALLY wrote that you were disappointed that you saw other Z drivers fail to use their turn signals

i dont even know how you can be a real person

Lol stalker, you made me lol thank you, but you also dodged the question I wanna get a Nismo, and then make it the fasstes Nismo in the world lol money is easy, I teach people how to make money driving is just my primary
I gotta ask

is money were easy, you wouldn't be asking how to buy a ******* Nismo Z

OP surely lives up to his user name lol.

Just buy a Nismo sticker.

I like the irony here though...a guy that never should've bought a 370Z to start with bought a "Z that never was". Oh how things come in full circle.

Not me. I have better things to do than try to talk a fool out of doing something foolish.

This. You can't fix stupid.

If you teach people how to make money, how come you don't have enough for yourself?

This thread makes me happy.

It just confuses me. Op justified his bonehead decision to buy his current z by saying he'd keep it a long time and work his way out of the hole he put himself into. Now he wants to eat the depreciation and roll all his negative equity into a more expensive car.

Every time I think how stupid the average person is, guys like the op remind me that half of the population is even dumber than that.

Yeah. I got nothin'.
Oh, what the hell. I got a few minutes to waste.
Your car. The one with the outrageous loan terms. My guess is that you owe more than the trade-in value, i.e. you're upside down. That difference gets added to whatever new loan you get.
Credit rating. Your's just took a hit when you bought your car. It takes time for your credit rating to recover. Given the terms of your loan, I'm guessing 1. You don't have a long credit history, and 2. You were pretty close to your "credit limit", the point where your income gets overwhelmed by your debt.
(Don't give me that BS about getting better terms later. If you could get a better deal, you would have.).
Until you pay the loan down to where it's below the value of the car you have, you're only option is to put enough down ("buy down" the loan) to make it affordable. It is actually smarter to do that, since debt grows faster than savings. Smarter is relative.
Smart is not getting in over your head in the first place.
Good luck.

Kirk B.

So, my payments are $778, but I've made 1,000, ima up it to 2500 a month, also I mean I'm not overwhelmed I have 2800 left over each months after expenses

if only money could buy sense

I have plenty, b4 the year is over I should be making 6 figures

Im.an investor, I'm very good with financial decisions, I realize after my first payment I messed up, simple interest loans are bad. My principal pay was $418, interest was $581.......

I'll refinance I'll also pay off in a year

If you're so good with financial decisions, explain how rolling that much negative equity into a more expensive car is a good idea.

This thread is amusing me from over the pond. He sounds as sensible as your president Trump. We have a saying in England that an idiot crosses London Bridge everyday. Sounds like this guy is a regular crosser of our bridge.

Passing $100k/yr doesn't mean that much anywhere, let alone in CA.

LOL @ OP realized messing up AFTER his first payment and still courageously defend his IQ

While wanting to double down and trade the Z on a more expensive car.

This.

@optionzero I actually checked out the previous posts, since the username sounded familiar, before I got to reading your response, so I thought that was kind of funny.

I honestly feel like this guy is just trolling...
On top of all this OP has the audacity to say he's smart with his money....bro, have you read your threads/posts?

Comparing me to Donald Trump smh, what an honor

.

A flatbed scanner......

Kirk B.

You don't go to your local tow yard for sound financial advice?

I am an investor dude and a business man

Because your parents told you Santa is real :roflpuke2:

yo, it doesn't matter what you do for a living. No one cares if you're a janitor or the president. If they do care, well then they have their own issues.

The point everyone is trying to make is your threads/posts are seriously ridiculous. Just take a step back from the keyboard and think before you decide to create another thread.

:icon17: Ya think...?

Nope, YouTube

My doctor said engaging trolls once in a while improve health

********. If you had even a single intelligent thought in your head you never would have bought your z. No intelligent investor signs up for a 7yr 12% car note. :rofl2:

His parents' reaction after realizing OP's car note...."omgwtfreally?"

These forum participants must be some of the healthiest people around then...

this is an official troll thread

lock it up

I always wondered if OP was for real....
Think the admins will boot him soon ? :icon14: