New here

[MacLean]

Originally Posted by wind.zero

Just my opinion but rolling over negative equity into a new auto loan is not a smart financial decision. You are just setting yourself up for a downward spiral of depreciation that is extremely hard to recover from without making substantially higher monthly payments.

+1......... znot smart at all.

Originally Posted by nepali

Not that I am disrespecting your choice, but, why not enjoy your practically brand new Maxima for few more years and then look into getting a Z or another sports car when you are financially well off on your own?

+1........ You have only had it for 11 months & only have 5,100 miles on it. You can always fix up the Max to your own liking (rims, lower it a bite, ground effects & etc). The Max is not an ugly looking car by any means. If your dad co-sign for you, then you are still building up credit regardless b/c your name is on the document. Now if payments stop & car gets repo, then both of your credit scores will be f**ked. So keep paying the note (you or your parents) & be happy that you have a nice car b/c it is better than not having anything at all.