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[Dallaz]

Originally Posted by nepali

Think of it this way. Say you had no car to trade in and you were just buying a brand new Z. Your total cost would be $42k, correct? So, now, you already have $27k loan. Dealer agreed to give you $22k. You pay $22k on your existing loan leaving you with $5k. Now, add $5k to $42k, and you have $47k. Does that help?

Exactly. And thats before taxes which you will have to pay within 30 days of purchase if they dont just roll into the payments as well, and it's safe to say they will be around 3k meaning your paying right at $50,000 for the Z, before warranty options, them comes insurance.