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[birdman71]

Originally Posted by KevinMcC

I owe $7000 on it. The CarSense rep said he would appraise it at 9000 but apparently the vehicle was involved in a "minor" accident according to the carfax.. The dealer I bought it at back in 2013 never told me. It was a Certified Pre Owned so i never even thought to ask..

I am going to try and private sale it and have the potential buyer come to me to the bank the loan is issued to and hopefully go from there.

I would be happy to get 9500-10000 for it. Which I feel is fair. The car is in very good shape.

Hell since I have owned the car ( early 2013) it hasnt seen a winter. I always garage it as well!

A minor accident? what was it? because for a car to be certified pre-owned it has to pass and inspection along the lines of that, not only that non-disclosure of the accident on a certified pre-owned vehicle is I believe in breach of contract.
I know in CA that salesmen have to disclose a Carfax and a True Car report with any and all accidents before the vehicle loan applications are inputted. Just so your credit does take a hit and get run if you find out the vehicle has an accident and don't want it then.

Depending on your credit you could probably get a fairly good payment due to putting 5k down
My Z on paper I got down to $18.5k from the 22k sticker price. $394.xx/month 5.05% APR and I just turned 21 last week so getting a good deal is possible, but you gotta be patient and look for the right deal
I looked at Z's for almost 3 and a half months before I found one that I wanted to start negotiating price with a salesman.