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[SouthArk370Z]

It may vary from state-to-state, but Memphis370Z is probably right. A down payment is just "up front money" and no different, to the gobbmint, than the rest of your payment(s). The tax man is going to get every penny he can.

https://duckduckgo.com/?q=car+sales+tax+PA

[Memphis370Z]

Originally Posted by SouthArk370Z

It may vary from state-to-state, but Memphis370Z is probably right. A down payment is just "up front money" and no different, to the gobbmint, than the rest of your payment(s). The tax man is going to get every penny he can.

https://duckduckgo.com/?q=car+sales+tax+PA

Yeah, I didn't think about it possibly varying by state. I've done hundreds of auto loans (as a lender and underwriter) and tax has been charged on the full sales price of the vehicle. Think of it this way, Kevin; if you went to a store and wanted to buy something that cost $100, but gave the seller $25 cash and used your credit card to pay for the remaining $75, the seller would still collect the sales tax for the full sales price. Hope this helps.