New 2011 BS 370z Owner in MA

newyen27 · 07-26-2011, 11:35 PM

Traded in my 1999 Accord V6 coupe two Fridays ago for my new Brilliant Silver Base 370z M6 w/ Sports Package. What an upgrade huh?

First order of business will be buying snow tires/wheels, as this will be my DD for at least a year.

As for my next investment, I'm caught between an audio/nav/backup camera system or HFCs. I know the two mods are completely different and shouldn't even be compared but I'm trying to upgrade one thing at a time. Any advice?

Sagi · 07-27-2011, 02:25 AM

Quote:

Originally Posted by newyen27

Traded in my 1999 Accord V6 coupe two Fridays ago for my new Brilliant Silver Base 370z M6 w/ Sports Package. What an upgrade huh?

First order of business will be buying snow tires/wheels, as this will be my DD for at least a year.

As for my next investment, I'm caught between an audio/nav/backup camera system or HFCs. I know the two mods are completely different and shouldn't even be compared but I'm trying to upgrade one thing at a time. Any advice?

I've never heard HFC's on a 370z in person, but the only thing I'm worried about is how loud they can get. I graduated in May and just started at a company with an aging workforce. I'm already worried that I'm coming off as pretentious buying a new car after only being there for a month since they don't know that it's my dream car and I've saved up for a very long time for it. I don't want to come off as obnoxious too.. rolling into work with a loud exhaust.

lol I'm planning to trade in my 2000 Accord in for a 370z w/ Sport Package as well... I also graduated recently in June. I'm assuming you had to get a loan? What interest rate did they give you for a recent grad/job?

newyen27 · 07-27-2011, 07:42 AM

It all depends on where you're getting the loan from. I went to my credit union and they were giving me rates based strictly on my credit score, after I got approved of course. They were offering 2.99% for scores at 740+ and 5.99% 700-740. The dealer, who financed me through Chase bank looked at my credit score, my highest credit line, my annual salary, time employed, and came up with a rate of 5.75%. I talked it down to 4.99%, the size of my downpayment didn't affect the rate either.

Sagi · 07-28-2011, 11:45 AM

Quote:

Originally Posted by newyen27

It all depends on where you're getting the loan from. I went to my credit union and they were giving me rates based strictly on my credit score, after I got approved of course. They were offering 2.99% for scores at 740+ and 5.99% 700-740. The dealer, who financed me through Chase bank looked at my credit score, my highest credit line, my annual salary, time employed, and came up with a rate of 5.75%. I talked it down to 4.99%, the size of my downpayment didn't affect the rate either.

Why go through Dealer/Chase 4.99 financing when your credit union is offering 2.99?

Anyways, congratz on your Z

pedZ · 07-28-2011, 11:53 AM

Congrats on your Z. You picked a great color.

newyen27 · 07-28-2011, 12:39 PM

My score was just under 740..

Quote:

Originally Posted by pedelg24

Congrats on your Z. You picked a great color.

Thanks! I love it!

07-26-2011, 11:35 PM	#1 (permalink)
newyen27 Base Member Join Date: Jun 2011 Location: Massachusetts Posts: 94 Drives: 11 370z BS Sports M6 Rep Power: 14	New 2011 BS 370z Owner in MA Traded in my 1999 Accord V6 coupe two Fridays ago for my new Brilliant Silver Base 370z M6 w/ Sports Package. What an upgrade huh? First order of business will be buying snow tires/wheels, as this will be my DD for at least a year. As for my next investment, I'm caught between an audio/nav/backup camera system or HFCs. I know the two mods are completely different and shouldn't even be compared but I'm trying to upgrade one thing at a time. Any advice? Last edited by newyen27; 11-30-2012 at 04:04 PM.

07-28-2011, 11:53 AM	#5 (permalink)
pedZ A True Z Fanatic Join Date: Jan 2011 Location: Southern California Posts: 3,366 Drives: 11 Tour/Spt/Nav/6MT Rep Power: 27	Congrats on your Z. You picked a great color. __________________ 2011 Brilliant Silver Touring/Sport/Nav/6MT --- Build Journal F.I. SS 18" CBE \| Takeda CAI \| Z1 25-Row Oil Cooler \| Swift Springs \| Hotchkis Sway Bars \| H&R 15mm DRS Spacers F&R \| RJM Clutch Pedal \| UpRev Tune

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07-27-2011, 07:42 AM	#3 (permalink)
newyen27 Base Member Join Date: Jun 2011 Location: Massachusetts Posts: 94 Drives: 11 370z BS Sports M6 Rep Power: 14	It all depends on where you're getting the loan from. I went to my credit union and they were giving me rates based strictly on my credit score, after I got approved of course. They were offering 2.99% for scores at 740+ and 5.99% 700-740. The dealer, who financed me through Chase bank looked at my credit score, my highest credit line, my annual salary, time employed, and came up with a rate of 5.75%. I talked it down to 4.99%, the size of my downpayment didn't affect the rate either.