Registered for my first HPDE (TrackDaze VIR - Nov 16/17)

ChrisSlicks · 12-13-2009, 11:29 PM

Quote:

Originally Posted by ZCarMan

Yep if I figured that was the case. Good for folks to know if they are thinking about tracking their Z. Not to discourage but rather just to be informed.

There are some clubs that offer track day insurance for peace of mind. I think SCDA was one of them.

cow · 12-13-2009, 11:37 PM

Quote:

Originally Posted by MightyBobo

I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.

A guy I know was able to get his insurance company (I forget which) to cover his track wreck by getting the track director to write a letter saying the event was a "driver safety class."

ChrisSlicks · 12-13-2009, 11:44 PM

Quote:

Originally Posted by cow

A guy I know was able to get his insurance company (I forget which) to cover his track wreck by getting the track director to write a letter saying the event was a "driver safety class."

That used to work with some insurance companies, but they are getting wise to it now and putting in exclusions for any time your vehicle is on track, regardless of whether it is competitive or not.

cow · 12-13-2009, 11:47 PM

Quote:

Originally Posted by ChrisSlicks

That used to work with some insurance companies, but they are getting wise to it now and putting in exclusions for any time your vehicle is on track, regardless of whether it is competitive or not.

Stupid informed companies.

MightyBobo · 12-14-2009, 12:41 AM

Quote:

Originally Posted by cow

Stupid informed companies.

srsly.

Mike · 12-14-2009, 12:09 PM

yep, after going over my last renewal with USAA, it now specifically states that any driving on a prepared track, temporary or permanent, is not covered.

ChrisSlicks · 12-14-2009, 03:39 PM

Quote:

Originally Posted by Mike

yep, after going over my last renewal with USAA, it now specifically states that any driving on a prepared track, temporary or permanent, is not covered.

USAA is one of the best (for those that can get it) and I have seen them pay out in the past if it was a "driver training" event but I'm sure that now they are under pressure to reduce payouts and insurance cost.

Mike · 12-14-2009, 05:13 PM

Quote:

Originally Posted by ChrisSlicks

USAA is one of the best (for those that can get it) and I have seen them pay out in the past if it was a "driver training" event but I'm sure that now they are under pressure to reduce payouts and insurance cost.

Yep, they didn't have the clause until recently, and when I first started doing these they told they did cover hpde's as long as it wasn't competitive. I think the lambo/Carrera gt crash in Cali a few years ago is what startEd the exclusion clauses

12-14-2009, 12:09 PM	#51 (permalink)
Mike The370Z.com Sponsor Join Date: Jun 2009 Location: Loganville, GA Posts: 5,944 Drives: 370z Rep Power: 2186	yep, after going over my last renewal with USAA, it now specifically states that any driving on a prepared track, temporary or permanent, is not covered. __________________ NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z Porsche: 93 968 / 23 Macan GTS / 93 968

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