NOVA/DC/MD - Z's & Coffee, Saturdays at 10AM in [WHERE?!], VA & Columbia, MD

eastwest2300 · 04-24-2013, 07:30 PM

Quote:

Originally Posted by b1adesofcha0s

Low rates + rising cost of houses = buy it nao!

If I was making the money I hope to be making 5 years from now, than maybe..

StangerGT · 04-24-2013, 07:33 PM

Buy a house...

Interest is at record low levels, and its going to start to climb... a few percentage points can make or break the ability to afford something... hell even one.

I have rented since 07 and have nothing to show for it. i pay basically the same for a house. Roughly, if I make an extra 2 payments a year, it'll go straight to principal, and knock about 10 years off my 30 year.

If you do spend money on interest, it could be made up by the house climbing in worth. Even if you break even, at least you get that money back. Tax breaks are also nice. It also helps raise your credit score, saving you money in the long run.

Also avoid adjustable rates, that's really what got people in trouble. Stay with a fixed rate and you will have a predictable payment.

chieuxuan · 04-24-2013, 07:34 PM

Quote:

Originally Posted by eastwest2300

hahahahahaha..... dude, i fricken love your crazy azz.

StangerGT · 04-24-2013, 07:35 PM

A friend of mine wanted to wait a year to buy a house... he wants to save. we calculated that if interest goes up a few points, all the money he saves, will simply be absorbed by the interest increase... thus going to nothing really.

EDIT: interest or value increase for that matter...

eastwest2300 · 04-24-2013, 07:36 PM

Quote:

Originally Posted by chieuxuan

chieuxuan · 04-24-2013, 07:38 PM

Comon Dee, you should be like Steve, sell the S2K then buy da house, and listen to Josh.

eastwest2300 · 04-24-2013, 08:14 PM

Quote:

Originally Posted by chieuxuan

Comon Dee, you should be like Steve, sell the S2K then buy da house, and listen to Josh.

Cant do it yet brother, the timing isnt right for me... it sucks, but it is what it is...

m4a1mustang · 04-24-2013, 08:48 PM

Buy when you are ready to buy. Sure rates are low but if you're not ready, you're not ready. Simple as that.

XwChriswX · 04-24-2013, 08:57 PM

Quote:

Originally Posted by m4a1mustang

Buy when you are ready to buy. Sure rates are low but if you're not ready, you're not ready. Simple as that.

That's what she said...

eastwest2300 · 04-24-2013, 09:30 PM

Quote:

Originally Posted by m4a1mustang

Buy when you are ready to buy. Sure rates are low but if you're not ready, you're not ready. Simple as that.

Its the unfortunate truth.. lol.. shoot, if I were a GS-13, I woulda been bought a house by now.

Steve, how are you liking the new ride?

m4a1mustang · 04-24-2013, 09:45 PM

Quote:

Originally Posted by eastwest2300

Its the unfortunate truth.. lol.. shoot, if I were a GS-13, I woulda been bought a house by now.

Steve, how are you liking the new ride?

I'm enjoying it! I put my Pioneer AVH-X5500BHS in yesterday. Just need to replace the speakers when I have a chance but it def sounds good with the new HU alone.

Picking up on the changes Nissan made. Definitely a better car than my 09. More refined for sure. Not huge changes, but they make a difference. Had a chance to push it a bit today and the new shock tuning is a definite improvement. Less bump steer and more body control. The car doesn't feel as skittish as it used to.

Still nose heavy, but it definitely seems pretty well set up. About as good a balance as you're going to get from a nose heavy car with a 245/275 stagger. I bet a 275/275 square setup would feel great.

eastwest2300 · 04-24-2013, 10:03 PM

Damn dude, you gotta give me a test drive, I'd like to see these changes.

MightyBobo · 04-24-2013, 10:55 PM

Fresh pics of the new girl, cleaned up a little...

Sent from my Galaxy S3

b1adesofcha0s · 04-24-2013, 10:58 PM

Yeah it's easier for me because I'll still be with my parents. I'll be paying most of the mortgage and they will be helping out with groceries and stuff. Gonna save up for a down payment with my new job and hopefully be able to buy one early next year.

MightyBobo · 04-24-2013, 11:00 PM

Quote:

Originally Posted by b1adesofcha0s

Yeah it's easier for me because I'll still be with my parents. I'll be paying most of the mortgage and they will be helping out with groceries and stuff. Gonna save up for a down payment with my new job and hopefully be able to buy one early next year.

wat

04-24-2013, 07:33 PM	#4637 (permalink)
StangerGT Enthusiast Member Join Date: Jul 2012 Location: MD Posts: 294 Drives: 2003 Mustang GT Rep Power: 13	Buy a house... Interest is at record low levels, and its going to start to climb... a few percentage points can make or break the ability to afford something... hell even one. I have rented since 07 and have nothing to show for it. i pay basically the same for a house. Roughly, if I make an extra 2 payments a year, it'll go straight to principal, and knock about 10 years off my 30 year. If you do spend money on interest, it could be made up by the house climbing in worth. Even if you break even, at least you get that money back. Tax breaks are also nice. It also helps raise your credit score, saving you money in the long run. Also avoid adjustable rates, that's really what got people in trouble. Stay with a fixed rate and you will have a predictable payment. birdmanx1 and b1adesofcha0s like this. __________________ Maximum Motorsports Susp. \| MM Adj. Rear LCA \| MM CC Plates \| MM Front Coilovers 350lb \| MM Rear 500lb Springs \| Full Cobra Brakes \| FR 3.73 Gears \| FR LSD/31 Spline \| JPC/SCT Tune \| MGW Short Shifter \| Star Spec 265/35/18x9 F - 275/35/18x10 R \| stock exhaust lolz

04-24-2013, 07:35 PM	#4639 (permalink)
StangerGT Enthusiast Member Join Date: Jul 2012 Location: MD Posts: 294 Drives: 2003 Mustang GT Rep Power: 13	A friend of mine wanted to wait a year to buy a house... he wants to save. we calculated that if interest goes up a few points, all the money he saves, will simply be absorbed by the interest increase... thus going to nothing really. EDIT: interest or value increase for that matter... __________________ Maximum Motorsports Susp. \| MM Adj. Rear LCA \| MM CC Plates \| MM Front Coilovers 350lb \| MM Rear 500lb Springs \| Full Cobra Brakes \| FR 3.73 Gears \| FR LSD/31 Spline \| JPC/SCT Tune \| MGW Short Shifter \| Star Spec 265/35/18x9 F - 275/35/18x10 R \| stock exhaust lolz Last edited by StangerGT; 04-24-2013 at 07:48 PM.

04-24-2013, 07:38 PM	#4641 (permalink)
chieuxuan A True Z Fanatic Join Date: May 2012 Location: MD Posts: 1,051 Drives: VTAK Rep Power: 15	Comon Dee, you should be like Steve, sell the S2K then buy da house, and listen to Josh. MyKindaGuise likes this.

04-24-2013, 08:48 PM	#4643 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6962	Buy when you are ready to buy. Sure rates are low but if you're not ready, you're not ready. Simple as that. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

04-24-2013, 10:03 PM	#4647 (permalink)
eastwest2300 A True Z Fanatic Join Date: May 2010 Location: South FL Posts: 90,989 Drives: '16QX70/'21 Supra3.0 Rep Power: 2684550	Damn dude, you gotta give me a test drive, I'd like to see these changes. __________________ Infiniti QX70 & Toyota Supra 3.0 Premium

04-24-2013, 10:58 PM	#4649 (permalink)
b1adesofcha0s A True Z Fanatic Join Date: Jan 2011 Location: MD Posts: 40,963 Drives: HypeTrain Choo Choo! Rep Power: 141	Yeah it's easier for me because I'll still be with my parents. I'll be paying most of the mortgage and they will be helping out with groceries and stuff. Gonna save up for a down payment with my new job and hopefully be able to buy one early next year. __________________ Project: b1adeZmobile (2009 370Z) \| Uprev Tune by AAM Competition \| Berk Exhaust Project: b1adeZmobile 2.0 (2014 C7 Z51) \| Corsa Xtreme Exhaust

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