The New "What did you do with your Z today" (with off topic replies) XV

blackcherry20 · 10-29-2014, 06:19 PM

Quote:

Originally Posted by Zoren 370

Good Morning Everyone!

Somebody please lead me to the straight path!

For my ways are crooked and rough. Lol

Quote:

Originally Posted by onzedge

there you go. The370z.com fix to the rescue

JARblue · 10-29-2014, 06:28 PM

Quote:

Originally Posted by mishuko

i sort of disagree that a hosue is an 'asset' there are overheads involved and it doesn't pay you to 'own' it... the land MAY appreciate but as you murican's know it may not.

Mortgage vs rent is the better choice in almost every scenario if your budget allows for it and you plan to live there at least 5 years. The loans are typically front loaded to pay off the interest, so the longer you stay the more you pay towards principal, building equity. At $1000/mon in rent, you lose $60K in 5 years. You're going to be hard pressed to buy a house and take that much of a loss in the same period of time. I know the numbers are more complicated, but the simple fact is renting has 0 chance for equity. The people that lose their a$$ on housing are typically people who are living above their means and bought a house they couldn't afford (no thanks to the banks selling those loans).

Also, we live in Austin. Housing in Austin is different from housing elsewhere. There was virtually no effect on the market in Austin when the $hit hit the fan a few years ago. I know because we purchased our house in March 2009. It is nearly always a seller's market here. I can't wait to sell our house. I'm not looking forward to buying lol

JARblue · 10-29-2014, 06:29 PM

Hi Ms BC

Gadgetech · 10-29-2014, 06:45 PM

We refi'd from a 30 to a 15 about 5 years ago...best thing ever. Paid off more in the first 18 months than we paid off in the first 5 years of the 30 year. Interest rates were higher in the early 2000s as well which made a difference.

Sent from my Galaxy S5 Active

blackcherry20 · 10-29-2014, 07:13 PM

Quote:

Originally Posted by JARblue

Hi Ms BC

Jar!

madwi · 10-29-2014, 07:15 PM

Reps have been thrown out.

cigarclifford · 10-29-2014, 07:55 PM

Quote:

Originally Posted by madwi

Reps have been thrown out.

Good Day Mr Madwi,

I hope that all is well with you today.......

forum brother Clifford

Nismo89 · 10-29-2014, 08:01 PM

Quote:

Originally Posted by blackcherry20

there you go. The370z.com fix to the rescue

could very well be the sites theme song

Pintsize725 · 10-29-2014, 08:06 PM

Is it Friday yet? I want to get my F1 partying on.

onzedge · 10-29-2014, 08:42 PM

cigarclifford · 10-29-2014, 09:15 PM

Man panics after shooting gun for first time - GrindTV.com

jlo370z · 10-29-2014, 09:39 PM

oops, cant remember everyone i sent the joke to yesterday hahahahaha

i remember 6 of the 8 for sure but the last 2 not so sure

cigarclifford · 10-29-2014, 09:40 PM

Quote:

Originally Posted by jlo370z

oops, cant remember everyone i sent the joke to yesterday hahahahaha

i remember 6 of the 8 for sure but the last 2 not so sure

I thought about it a few times since last night...

Indeed very funny.....

Gadgetech · 10-29-2014, 09:46 PM

Quote:

Originally Posted by cigarclifford

Man panics after shooting gun for first time - GrindTV.com

cigarclifford · 10-29-2014, 09:50 PM

Quote:

Originally Posted by Gadgetech

Greeting's Mr Gadetech,

That was a very nice photo of your wife and you yesterday...

I hope that all is well with you today....

10-29-2014, 06:29 PM	#7188 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 43 Posts: 36,450 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684440	Hi Ms BC __________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

10-29-2014, 06:45 PM	#7189 (permalink)
Gadgetech A True Z Fanatic Join Date: Oct 2013 Location: Cumming, Ga Posts: 1,559 Drives: The Short Bus Rep Power: 870	We refi'd from a 30 to a 15 about 5 years ago...best thing ever. Paid off more in the first 18 months than we paid off in the first 5 years of the 30 year. Interest rates were higher in the early 2000s as well which made a difference. Sent from my Galaxy S5 Active __________________ Upstate Z Club

10-29-2014, 08:06 PM	#7194 (permalink)
Pintsize725 A True Z Fanatic Join Date: Jan 2012 Location: Austin Posts: 14,196 Drives: 2016 Mazda 6 Rep Power: 211844	Is it Friday yet? I want to get my F1 partying on. __________________ Tracie

10-29-2014, 08:42 PM	#7195 (permalink)
onzedge A True Z Fanatic Join Date: Apr 2010 Location: Battle Lake MN Age: 64 Posts: 183,964 Drives: 370Z 240Z Rep Power: 2684736	__________________ Koni\|Swift\|Michelin\|Motordyne\|Berk\|RJM Performance\|Gates\|SPL\|Motul\|Technafit\|Ate Super Blue\|Hawk Tommy Kaira\|Momo\|Optima\|Hella\|Hotchkis\|Red Line\|ZSpeed\|Stillen\|B&M\|H&R

10-29-2014, 09:15 PM	#7196 (permalink)
cigarclifford A True Z Fanatic Join Date: Apr 2013 Location: Cali State Hospital Posts: 13,351 Drives: 2017 Corvette Z06 Rep Power: 458713	Man panics after shooting gun for first time - GrindTV.com __________________ -Clifford

10-29-2014, 07:15 PM	#7191 (permalink)
madwi A True Z Fanatic Join Date: Sep 2012 Location: West Michigan Posts: 31,410 Drives: Granma red Z Rep Power: 2684429	Reps have been thrown out.

10-29-2014, 09:39 PM	#7197 (permalink)
jlo370z Im a Fireball Join Date: Apr 2012 Location: Ill in noise Posts: 3,370 Drives: 11 370z Red 6spd Rep Power: 43426	oops, cant remember everyone i sent the joke to yesterday hahahahaha i remember 6 of the 8 for sure but the last 2 not so sure __________________ ❝The Jlo370Z Build❞ 523HP \| 455 ftb tq \| 11.5 PSI \| 93 Octane *2017 Porsche 991.2 C4!l*

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