The New “What did you do with your Z today” (with off topic replies)

vtec to vvel

Dry ice is fascinating

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JNews86

Yeah if theres like a Walmart, Costco, or maybe even a restaurant you have a hook at maybe they can toss some your way. Probably too late now but for the future it's an idea.

vtec to vvel

https://www.cnn.com/2023/07/21/polit...der/index.html

"Justice Department planning legal action against Texas over floating border barrier."

“'The State of Texas’s actions violate federal law, raise humanitarian concerns, present serious risks to public safety and the environment, and may interfere with the federal government’s ability to carry out its official duties,' the letter stated."

So the DOJ is taking action against TX for trying to further secure the border? Whose side are they on??

"Raise humanitarian concerns"? LMAO!! No one is asking them to cross over, so if anything happens to them, THAT IS ON THEM!!

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JNews86

We all know which side they are on. It's ridiculous that they want to sue states for doing their job for them because they refuse to do it. This is an extremely corrupt admin and they aren't even hiding it.

vtec to vvel

https://www.cnn.com/2023/07/21/busin...ner/index.html

"Here’s how Bud Light became the latest corporate bogeyman for Ron DeSantis."

First Disney, now Bud Light

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MZ DAIZY

Hunter Biden's lawyer hits Marjorie Taylor Greene with ethics complaint over censured nude Hunter photos

Only in woke Liberal clown world can you film yourself breaking multiple laws, multiple times without recourse, yet anyone who points this fact out and shows pictures of pictures of said crimes... you're the bad guy? LOL! You must be punished, Serf! Do as I say, not as I do!

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Stillen Gen 3 CAI, Fast Intentions CBE, Z1 34 Row Oil Cooler, Ecuteck Tuned by Dave at Z1, Clear Bra, Z1 Hood Stuts

MZ DAIZY

24 hours without power... I'm melting... Melting....

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MZ DAIZY

Loan officer: I’m seeing middle class homebuyers take on $7,000 mortgages thinking they can ‘always refinance when rates come down in the future’

https://finance.yahoo.com/news/loan-...000641114.html

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Rusty

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浪人 - 殺し屋
"The Difficult Anytime, The Impossible By Appointment Only"
http://www.the370z.com/members-370z-...o-journal.html

Rusty

Enjoy your gutter reps.

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浪人 - 殺し屋
"The Difficult Anytime, The Impossible By Appointment Only"
http://www.the370z.com/members-370z-...o-journal.html

vtec to vvel

Still without power? They advise of an ETA on this?

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vtec to vvel

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vtec to vvel

The LO in this article is on the right track in terms of refinancing to a lower rate when they drop. As with anything, the real estate market is like a roller coaster and there will be periods of times when rates rise and drop.

What this LO, and many others, fail to make the focal point, though, is: IF you have the means and ability to buy now, then buy. High rates is a concern but we are in a severe short-supply environment, so if a LO can offer a 2% rate, but no home to lock this on, the rate doesn't do anyone any good. So focus on finding a home and getting under contract and THEN worry about refinancing to a lower rate later down the road.

Many people are listening to the media and holding back on purchasing a home due to high rates. But what those potential buyers fail to see, and seem to have forgotten, is the chaos when rates were in the 2% range:

1. Bidding Wars
2. Having to submit upwards of 40+ offers and hoping 1 will get accepted
3. Having to go in offering over the asking price on the initial offer
4. Having to pay the overage out of pocket, since the bank will only loan up to the appraised value
5. No chance of seller credit/concessions and sellers asking the buyers to waive the contingencies built-in to protect the buyer (i.e. inspection, appraisal, etc.)

Fast-forward to now, though the market is still a seller's market (due to short supply), buyers now have some leverage and room for negotiations:

1. No bidding wars
2. Sellers are dropping price (though they are still higher than pre-pandemic levels)
3. Buyers can ask for credits/concessions/repairs/etc.
4. Sellers more likely to help buyers with credits/concessions, which can go towards items such as closing costs, buying down the rate, etc.
5. Less likely of having to overpay for a home by not having to offer over asking price

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vtec to vvel

https://www.fox13news.com/news/brade...-million-worth

"Bradenton family convicted of selling bleach online for COVID-19 cure, sold $1 million worth."

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MZ DAIZY

Was told 3 different things. Was told Sunday (tomorrow), Tuesday and "next week". Non of which I'm very happy about.

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