Hit a Forest Rat last night

MZ DAIZY · 11-16-2022, 12:02 PM

Quote:

Originally Posted by vtec to vvel

If it makes financial sense to sell and you won't regret your decision to sell, then go for it.

My vote is to keep it. I'm paying $800 (car note, insurance, and garage)/month for a car that I can't even drive (and haven't driven in almost 2 years) because I love it so much lol.

For what it's worth, selling it now may be a bit harder than before. If selling privately, you may get more but will take more time. If selling to a dealership, they will prob. low ball you now that rates have risen and sales are slowing down (and the $25K they offered was probably before the forest rat running into you).

I went to a dealer I have “NO” interest in buying from to see what I can get. They are aware of the damage. I’m waiting on an estimate on the damage. Ball park was $1500. I’ll pay that out of pocket if I can get $3,000 more out of her. Obviously.

What’s weird, is this is the first time I’m attached to a car I’m selling. Every other one I was happy to see go, so the decision is hard for me.

I have a deal in place on a Mazda CX-5 using MZ DAIZY as a down payment. Just can’t quite pull the trigger...

MZ DAIZY · 11-16-2022, 12:13 PM

Quote:

Originally Posted by vtec to vvel

Another reason to keep it:

You get to be part of a fun group

(unless you go EW's route and buy a bmw and still lurk on the forum). For example, one of the threads you created lol:

Thanks VTEC...

I’ll still lurk here! I like youse guys! Besides, where can you get entertaining conversation like magnetic oil plugs for $15 a year?

vtec to vvel · 11-16-2022, 12:36 PM

Quote:

Originally Posted by MZ DAIZY

I went to a dealer I have “NO” interest in buying from to see what I can get. They are aware of the damage. I’m waiting on an estimate on the damage. Ball park was $1500. I’ll pay that out of pocket if I can get $3,000 more out of her. Obviously.

What’s weird, is this is the first time I’m attached to a car I’m selling. Every other one I was happy to see go, so the decision is hard for me.

I have a deal in place on a Mazda CX-5 using MZ DAIZY as a down payment. Just can’t quite pull the trigger...

Why an SUV?

Quote:

Originally Posted by MZ DAIZY

I’ll still lurk here! I like youse guys! Besides, where can you get entertaining conversation like magnetic oil plugs for $15 a year?

MZ DAIZY · 11-16-2022, 01:11 PM

Quote:

Originally Posted by vtec to vvel

Why an SUV?

In a nut shell...

brand new. Warranty is important.
Wife loves it.
More practical for this time of my life. AWD is important now.
Creature comforts are awesome. Major bang for the buck.

Downsides:
It’s an SUV
It’s a Mazda.

I’m looking at what is going to be better for us 5 years down the line. A 10 year old Z or a 5 year old Mazda. Kicking the can, mostly.

THE BULL · 11-16-2022, 01:12 PM

$25,000 pre or post accident?

If it's post accident I would take that any day and fall in love with something else.

Let the finances make sense.

MZ DAIZY · 11-16-2022, 01:19 PM

Quote:

Originally Posted by THE BULL

$25,000 pre or post accident?

If it's post accident I would take that any day and fall in love with something else.

Let the finances make sense.

Yea, post accident. I’m certainly not going to fall in love with a Mazda SUV, but it certainly fits our needs. Thus, my dilemma. Heart says keep it. Head says sell it.

vtec to vvel · 11-16-2022, 01:23 PM

Quote:

Originally Posted by MZ DAIZY

Yea, post accident. I’m certainly not going to fall in love with a Mazda SUV, but it certainly fits our needs. Thus, my dilemma. Heart says keep it. Head says sell it.

Keep the Z AND buy the Mazda. Problem solved.

MZ DAIZY · 11-16-2022, 01:26 PM

Quote:

Originally Posted by vtec to vvel

Keep the Z AND buy the Mazda. Problem solved.

Yea, well... I was kinda hoping you hit that Powerball and help me out...

vtec to vvel · 11-16-2022, 01:36 PM

Quote:

Originally Posted by MZ DAIZY

Yea, well... I was kinda hoping you hit that Powerball and help me out...

I'm gonna win that sumb!tch....

Rusty, I will need for you to help out MZ DAIZY with the half I'm giving you after I win lol

THE BULL · 11-16-2022, 01:42 PM

I still say get rid of the Z $25k with minor cosmetic damage is fantastic regardless to any upgrades, proper care and what not.

In regards of the Mazda, understand that one of the biggest drawbacks of ALL Mazda's is road noise due to less insulation than your average vehicles. This is how they compete in all honesty being that they have the looks, power, performance and "some" reliability.

Not counting their classic RWD models, almost all others I've owned and worked on are very slim on cabin insulation.

Road noise is a big one for me and they are loud.

vtec to vvel · 11-16-2022, 01:57 PM

What is the OTD price of the Mazda? And how much do you owe on your Z?

Keep in mind, inflation paired with higher rates and Fed Funds Rate drastically erodes your buying power and $25K doesn't get you as far as it used it.

vtec to vvel · 11-16-2022, 02:12 PM

Better yet, why not keep your Z and trade in your wife's car? I thought you mentioned in another thread that she has a Kia?

redondoaveb · 11-16-2022, 02:25 PM

[QUOTE=vtec to vvel;4032286]Better yet, why not keep your Z and trade in your wife

Fify

vtec to vvel · 11-16-2022, 02:31 PM

[QUOTE=redondoaveb;4032288]

Quote:

Originally Posted by vtec to vvel

Better yet, why not keep your Z and trade in your wife

Fify

LMAO!

vtec to vvel · 11-16-2022, 02:34 PM

Mz Daizy, what ever you decide bro, just think it through.

It's not exactly the best time right now to be taking on additional debt. Feds raised rates 6 times this year, with 4 of them being 75 bps raises, and probably another raise in 12/2022 with more expected to come in 2023 to fight inflation. Feds are trying to discourage borrowed spending and lessening the money supply in the economy through quantitative tightening, so if a buyer does qualify for a car loan, they will be qualified at a lesser amount with a higher rate (more of your monthly payment will go towards interest rather than principal).

11-16-2022, 01:12 PM	#20 (permalink)
THE BULL Base Member Join Date: Apr 2021 Location: Florida Posts: 217 Drives: G37S Rep Power: 26848	$25,000 pre or post accident? If it's post accident I would take that any day and fall in love with something else. Let the finances make sense. sx moneypit, ZontheRocks and MZ DAIZY like this.

11-16-2022, 01:57 PM	#26 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	What is the OTD price of the Mazda? And how much do you owe on your Z? Keep in mind, inflation paired with higher rates and Fed Funds Rate drastically erodes your buying power and $25K doesn't get you as far as it used it. __________________ Don't like what I post? Too bad. I really don't give a sh!t

11-16-2022, 02:12 PM	#27 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	Better yet, why not keep your Z and trade in your wife's car? I thought you mentioned in another thread that she has a Kia? redondoaveb likes this. __________________ Don't like what I post? Too bad. I really don't give a sh!t

11-16-2022, 02:25 PM	#28 (permalink)
redondoaveb A True Z Fanatic Join Date: Apr 2017 Location: So. Commiefornia Posts: 6,360 Drives: 2014 Nismo Gunmetal Rep Power: 2684374	[QUOTE=vtec to vvel;4032286]Better yet, why not keep your Z and trade in your wife Fify FL 4Motion, Spooler, sx moneypit and 1 others like this. __________________ Fast Intentions "Stage Seb" twin turbo #098- Specialty Z/Tial-Xonarotor/CJM/Ecutek/HKS/KW/SPL/Hotchkis/Rohana/Toyo 700+whp

11-16-2022, 02:34 PM	#30 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	Mz Daizy, what ever you decide bro, just think it through. It's not exactly the best time right now to be taking on additional debt. Feds raised rates 6 times this year, with 4 of them being 75 bps raises, and probably another raise in 12/2022 with more expected to come in 2023 to fight inflation. Feds are trying to discourage borrowed spending and lessening the money supply in the economy through quantitative tightening, so if a buyer does qualify for a car loan, they will be qualified at a lesser amount with a higher rate (more of your monthly payment will go towards interest rather than principal). FL 4Motion, JARblue and redondoaveb like this. __________________ Don't like what I post? Too bad. I really don't give a sh!t

11-16-2022, 01:42 PM	#25 (permalink)
THE BULL Base Member Join Date: Apr 2021 Location: Florida Posts: 217 Drives: G37S Rep Power: 26848	I still say get rid of the Z $25k with minor cosmetic damage is fantastic regardless to any upgrades, proper care and what not. In regards of the Mazda, understand that one of the biggest drawbacks of ALL Mazda's is road noise due to less insulation than your average vehicles. This is how they compete in all honesty being that they have the looks, power, performance and "some" reliability. Not counting their classic RWD models, almost all others I've owned and worked on are very slim on cabin insulation. Road noise is a big one for me and they are loud.

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