https://www.cnn.com/2023/04/20/homes...les/index.html

“Homes sales fell in March, reversing gains.”

“Annually, sales were down 22% from a year ago and the seasonally adjusted annualized sales pace dropped from 5.69 million units a year ago to 4.44 million in March.”

Just as I mentioned before on home prices, where prices have come down, BUT they are still higher than pre-pandemic levels due to the surge in price during COVID from low rates, this is the same concept for the number of applicants. With very low rates, mortgage apps surged and started coming down as rates went up, but I would conclude this number would be the same/higher than pre-pandemic levels.

The media is reporting less mortgage apps and less qualified buyers. If home buyers only qualify if rates are in the 2% range and otherwise don’t qualify, then they are NOT true qualified buyers. A 2% range rate is NOT a realistic/normal rate. And buyers that are qualified for less are NOT qualified for less, but rather the amount they normally should qualify for anyway. In the early 1980s, rates were in the 15-19% range. Incomes have significantly grown since (and yes, I understand inflation has gone up since too), but buyers are complaining about the 5-8% range?

“Inventory remains stubbornly low, said Yun, but it is improving some.”

Um, we are about 15 years behind on building since the housing market crash. With rates rising, builders are less likely to take out construction loans to build if the sales data does not justify it.

“Many potential sellers feel “locked in” by their ultra-low existing mortgage rates that they bought or refinanced into over the past few years.”

This is another issue that many sellers will face and will add to the shortage issue. Homeowners with the 2% range rates are unlikely to sell and upgrade because of payment shock from the rate they will get for their next home. That and the likelihood they would qualify for less of a loan amount with the increased rates.

In regards to the CSC/MC lawsuit, anyone know what's going on with it?

NGUYEN V.NISSAN NORTH AMERICA

I read the entire document and at the end it states, but haven't seen any updates:

"Plaintiff’s theory of liability—that Nissan’s manufacture and concealment of a defective clutch system injured class members at the time of sale—is consistent with his proposed recovery based on the benefit of the bargain. We conclude that the district court abused its discretion when it denied class certification based on a misconception of Plaintiff’s legal theory. We therefore REVERSE the district court’s denial of class certification and REMAND for further proceedings."

I actually read them all, and me personally, I thought he brought up a several valid points, and really just common sense.

I would encourage you to read through them.

Biology > "common sense"

I will not pretend that men are women and women are men.

I mean, if they don't accept themselves for who they are, why should I? :confused:

I'm not sure about this. Because let's say there isn't a gay gene...it would imply that someone becomes gay through either adoption or out of curiosity. But that being said, regardless of my curiosity or exposure to gays, I don't have any interest in them. Thanks, but no thanks.

Equally, if there IS a gay gene...to me it would actually explain so many examples of my friends who simply ARE different. Cool regular dudes, but who do have some particular habits/interests/characteristics, that do imply they're a bit different, and sure enough, they're gay. I wouldn't say they are gay out of pure boredom. Maybe they're just wired differently, and that's fine by me.

It's the "you can change your gender" idea that I find crazy harmful for people. Not only that you actually CAN'T change your gender, but you're not resolving any issues. You will be a mutilated person. You will not have functioning organs, fact. You will fall into a super tiny niche where people will not be attracted to you and you *will* be alone. As you grow old, you will be more on more back what you are naturally and you will eventually go depressed and kill yourself. Sad but that's the very likely scenario. It will be more and more obvious with years to come.
Helping these people isn't putting them on the operating table and shoving them full of hormones. It's talking to them and trying to medicate them to align their brain chemistry with their body. Maybe, MAYBE one day you may be able to solve it surgically....but I honestly doubt that's gonna happen within the next 20-30 years. Can't fool nature.

:iagree: Exactly, you can't change biology.

I am not denying their humanity. I am denying and rejecting their beliefs, which they are entitled to, but I personally won't be buying into it.

:icon14:

Good Afternoon
my weekend starts now -- YES
love working part time
enjoy the moment and don't forget to smile :)
:hello:

If someone wants to have their beliefs, that's fine. But they can't modify basic biology because it threatens their subjective sense of what they are in terms of gender. You can't biologically change your gender. You can't biologically change your sex. Therefore, I will not pretend that men are women and vice versa.

^that's fine, I think we all agree. But I'm just curious about gays, since it's regarding sexual preference. Do you think people CHOOSE what they're attracted to?

your insight is always uplifting, thank you good sir.

IMO, I don't know if someone can choose to be attracted to someone/something. I feel like it's an involuntary event. For example, I think Dwayne Johnson is a good looking dude, but that doesn't make me homo. Or the new Z, I personally think it's @$$-ugly, but there are others that like it.

nope, you're spot on about the new Z, its ugly as fvck. :icon17:

https://www.cnn.com/2023/04/20/busin...zes/index.html

"CEO apologizes after ‘pity city’ speech backfires."

“I feel terrible that my rallying cry seemed insensitive,” wrote Andi Owen, chief executive of office furniture giant MillerKnoll, in an email to staff Tuesday. “What I’d hoped would energize the team to meet a challenge we’ve met many times before landed in a way that I did not intend and for that I am sorry.”

Back-peddling. This b!tch knew what she said and meant what she said.