The New “What did you do with your Z today” (with off topic replies) XXXX

vtec to vvel

Same. A newbie trying to make a name for himself, as other newbie's would. But, anyone is better than Pelosi.

Pelosi

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vtec to vvel

I remember that. It only took a few re-votes to get him in as Speaker

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vtec to vvel

So I have to go through the Darien Gap also?

https://www.cnn.com/2023/04/15/ameri...ntl/index.html

"On one of the world’s most dangerous migrant routes, a cartel makes millions off the American dream."

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vtec to vvel

I literally spit out my Red Bull reading this lol

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vtec to vvel

https://www.fox13news.com/news/tampa...r-a-busy-march

"Tampa International Airport is seeing strong passenger traffic after a busy March."

Spring Breakers

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vtec to vvel

https://www.cnn.com/2023/04/18/homes...rch/index.html

“New home starts pulled back in March.”

As I always inform any potential home buyers, the US is experiencing a severe shortage of homes since 2008, with COVID (global shortage supply) and rising rates (even less new homes built) further damping new home builds.

This will keep home values (different from home prices) steady. Home prices have slowly started to come down, BUT, keep in mind, home prices today are still above pre-pandemic levels.

The good news is in this current market, though it will continue to be a seller’s market until the supply side corrects itself (which will not be any time soon), buyers now have some leverage and power due to the rise in rates, which in turn gives the sellers a reason to work with the buyer and even offering incentives/seller concession credits (which this can be used towards buying the rate down) or even your closing costs.

So remember, even if you are hearing/reading that NOW is a bad time to buy, look at your financial situation and look at what is happening in the market to see if it is a good or bad time to buy for YOU:

-Higher rates = less competition (less bidding wars) = less likely of paying above asking price
-Higher rates = home pricing slowly coming down due to sitting on the market longer than during COVID and when rates were much lower
-Higher rates = homes sitting on the market longer = seller willing to work with buyers and offer seller concession credits, which could be applied towards buying the rate down and/or closing costs
-Higher rates = can be refinanced when rates go down
-Higher rates = room for negotiating the price of home
-Lower rates = opposite of everything listed above, minus the refinancing part (I suppose you could refinance to a higher rate, but only makes sense if you need liquid cash and are doing a cash-out refinance.)

On a side note, think of difference between buying now at a higher rate vs waiting to buy when rates drop: from the time you buy at a higher rate to the time you refinance to a lower rate, you would have built that much more personal wealth/equity compared to not buying until rates drop. In the same amount of time and renting, all you would have done is pay 100% interest and someone else’s mortgage with no equity/wealth of your own built.

EDIT: Again, this all depends on YOUR personal financial situation.

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MZ DAIZY

<< Riley Gaines, a former All-American swimmer from the University of Kentucky, didn't hold back when reacting to President Biden's promise to veto a bill that would prevent biological males from participating in women's sports. >>

Can any sane person defend the demented puppet’s promise to allow biological men compete against biological women?

Yea, didn’t think so…

81,000,000 votes!

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eastwest2300

10,000,000 more than the other guy. LOL

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eastwest2300

10,000,000 more than the other guy. LOL #oneterm #twiceimpeached #loser

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eastwest2300

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eastwest2300

either way, the people have spoken. LOL

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eastwest2300

wasn't that a record number of times.

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Rusty

Is there an echo chamber in here?

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eastwest2300

peace and much love to you boys, even though our opinions on many things are very different.

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vtec to vvel

I don't see why this is so difficult, or even up for debate. If you want to believe you are of the opposite gender than which you were naturally born, and want to get it changed anatomically and legally, that's your prerogative. BUT, don't force YOUR ideologies onto me or other people. Just as you are entitled to believe the gender you think you are other than what you actually are, I am entitled to reject your beliefs. I am not denying your humanity, but I will NOT recognize nor address you as the post-operation gender to which you claim to be.

That being said, in terms of sports, if you were born a male, you need to compete with men; if you were born a female, you need to compete with women. Quite frankly, I find it disgusting and disgraceful that a MAN would win, let alone compete, in a WOMEN'S beauty pageant. Just because you change your gender anatomically/legally does NOT change it biologically.

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