The New “What did you do with your Z today” (with off topic replies) XXXX

danegrey · 04-10-2023, 07:40 AM

Quote:

Originally Posted by vtec to vvel

Sunday Night Blues....I really need to win a lotto jackpot....going to work/paying taxes/dealing with dumb@$$es is really starting to get old....

Well that's life, then when you get close to retiring I am semi-retire it just continues. yea winning the lotto would help.
but it ok, I'm old and just enjoying life the way it comes

danegrey · 04-10-2023, 07:43 AM

Its Monday, the birthday week is over
I accomplished what I wanted saw Mom and help celebrate her 98th
saw my brother and sister and their families
spent time with my cousin born the same year
and had fun dinners with both my son's family, which included the grandkids.
Only one I did not see was my son in Seattle
Finally a great drive home from Martinsville, VA simply to reflect
life is good

eastwest2300 · 04-10-2023, 08:01 AM

Quote:

Originally Posted by vtec to vvel

Mr. EW, remember the golden rule! Kin folk be nice and be strong duude!

i always try to follow the golden rule.. and Im always strong duude.

eastwest2300 · 04-10-2023, 08:02 AM

Quote:

Originally Posted by vtec to vvel

wwJd?

Always the right thing.

eastwest2300 · 04-10-2023, 08:04 AM

Quote:

Originally Posted by danegrey

Its Monday, the birthday week is over
I accomplished what I wanted saw Mom and help celebrate her 98th
saw my brother and sister and their families
spent time with my cousin born the same year
and had fun dinners with both my son's family, which included the grandkids.
Only one I did not see was my son in Seattle
Finally a great drive home from Martinsville, VA simply to reflect
life is good

sounds like you had a great weekend, good for you brother.. you are blessed sir.

vtec to vvel · 04-10-2023, 08:50 AM

227 Days until Thanksgiving 2023

259 Days until Christmas 2023

266 Days until New Years 2024

? Days until EW pays off his BMW

vtec to vvel · 04-10-2023, 11:53 AM

https://www.cnn.com/2023/04/10/asia/...hnk/index.html

"Elderly couple dies after eating poisonous pufferfish in Malaysia."

"Highly prized but deadly delicacy."

"There is no known antidote to the poison."

I mean, if you decide to play Russian Roulette by eating a known toxic fish and you end up dying, that is 100% on you.

Rusty · 04-10-2023, 12:22 PM

Happy post Easter Monday. Another beautiful day in the hood.

vtec to vvel · 04-10-2023, 12:27 PM

https://www.cnn.com/2023/04/10/econo...vey/index.html

"Consumers feel credit is getting harder to come by, Fed survey shows."

No sh!t people. What did you think would happen when rates have drastically increased a few fold times over??

I've mentioned this a few times over the past months that with each increase, consumers will be qualified for much less than what they otherwise would have when rates were much lower, if they qualify for anything at all. Again, now is NOT the time to get into additional liability debt. If you can't pay it off in 29 days, don't buy it.

vtec to vvel · 04-10-2023, 05:43 PM

For those that believe it’s a bad time to buy a home, one of my clients closed today on their home and only had to bring $12K to the closing table. In a normal/balanced market, the buyer typically needs to come up with approx. 10% of the purchase price.

When to buy a home really depends on YOUR financial situation. As I have always advised my clients, just because rates are high does not mean it’s a bad time to buy and just because rates are low does not mean it’s a good time to buy. As I have always advised my clients, if you have the ability and means to buy, then buy. Buying a home is a healthy/asset debt, something that will build you wealth (if done right).

This particular client was a first-time buyer and had limited cash to purchase. So the game plan was to find a home that has been sitting on the market for some time (60+ days). The idea is that if a seller lists their home, they are in a position where they have to sell. And with each passing day and sitting on the market, the seller becomes more and more pressed to sell sooner than later. We were able to work out where the seller of this home paid all the closing costs (buyer and seller), fixed things up around the house that were NOT required by insurance, and also offered seller credits to help pay for discount points. What normally would have been near $35K required of the buyer at closing was reduced to $12K.

EDIT:

Disclaimer: this strategy does NOT always work, as each deal/contract/closing is unique and different.

eastwest2300 · 04-10-2023, 09:18 PM

dude.

ZeeingAround · 04-10-2023, 11:13 PM

Quote:

Originally Posted by eastwest2300

dude.

Rusty · 04-11-2023, 04:54 AM

eastwest2300 · 04-11-2023, 07:10 AM

Quote:

Originally Posted by ZeeingAround

God-Speed · 04-11-2023, 07:15 AM

Good Tuesday Morning All. 76* for a high today with 0% chance of rain.

Time to Rock. So hope you all have a Good one today.

Stay Safe, Stay Positive and Keep Moving Forward.

Remember: "It Doesn't Matter Who You Are. If You Can't Put Down The Weight Without Dropping It, Then Don't Pick It Up." Mike Graham

04-10-2023, 07:43 AM	#9977 (permalink)
danegrey A True Z Fanatic Join Date: Oct 2011 Location: Knoxville Age: 71 Posts: 3,190 Drives: 12 370Z BK Cherry M6 Rep Power: 649540	Its Monday, the birthday week is over I accomplished what I wanted saw Mom and help celebrate her 98th saw my brother and sister and their families spent time with my cousin born the same year and had fun dinners with both my son's family, which included the grandkids. Only one I did not see was my son in Seattle Finally a great drive home from Martinsville, VA simply to reflect life is good FL 4Motion, eastwest2300, Rusty and 3 others like this. __________________ Lots of Changes the Z needs to be driven and driven hard for the car lives for it

04-10-2023, 08:50 AM	#9981 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	227 Days until Thanksgiving 2023 259 Days until Christmas 2023 266 Days until New Years 2024 ? Days until EW pays off his BMW danegrey and Rusty like this. __________________ Don't like what I post? Too bad. I really don't give a sh!t

04-10-2023, 11:53 AM	#9982 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	https://www.cnn.com/2023/04/10/asia/...hnk/index.html "Elderly couple dies after eating poisonous pufferfish in Malaysia." "Highly prized but deadly delicacy." "There is no known antidote to the poison." I mean, if you decide to play Russian Roulette by eating a known toxic fish and you end up dying, that is 100% on you. FL 4Motion, danegrey and Rusty like this. __________________ Don't like what I post? Too bad. I really don't give a sh!t

04-10-2023, 12:22 PM	#9983 (permalink)
Rusty Ronin Samurai - Assassin Join Date: Dec 2011 Location: Fayettenam,Pennsyltucky Age: 68 Posts: 35,216 Drives: 2011 Nismo GM 6M Rep Power: 2684438	Happy post Easter Monday. Another beautiful day in the hood. God-Speed, danegrey, Memphis370Z and 2 others like this. __________________ 浪人 - 殺し屋 "The Difficult Anytime, The Impossible By Appointment Only" http://www.the370z.com/members-370z-...o-journal.html

04-10-2023, 12:27 PM	#9984 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	https://www.cnn.com/2023/04/10/econo...vey/index.html "Consumers feel credit is getting harder to come by, Fed survey shows." No sh!t people. What did you think would happen when rates have drastically increased a few fold times over?? I've mentioned this a few times over the past months that with each increase, consumers will be qualified for much less than what they otherwise would have when rates were much lower, if they qualify for anything at all. Again, now is NOT the time to get into additional liability debt. If you can't pay it off in 29 days, don't buy it. FL 4Motion, danegrey, Rusty and 1 others like this. __________________ Don't like what I post? Too bad. I really don't give a sh!t

04-10-2023, 05:43 PM	#9985 (permalink)
vtec to vvel A True Z Fanatic Join Date: Feb 2015 Location: 813 Posts: 3,915 Drives: 13 Z Rep Power: 502909	For those that believe it’s a bad time to buy a home, one of my clients closed today on their home and only had to bring $12K to the closing table. In a normal/balanced market, the buyer typically needs to come up with approx. 10% of the purchase price. When to buy a home really depends on YOUR financial situation. As I have always advised my clients, just because rates are high does not mean it’s a bad time to buy and just because rates are low does not mean it’s a good time to buy. As I have always advised my clients, if you have the ability and means to buy, then buy. Buying a home is a healthy/asset debt, something that will build you wealth (if done right). This particular client was a first-time buyer and had limited cash to purchase. So the game plan was to find a home that has been sitting on the market for some time (60+ days). The idea is that if a seller lists their home, they are in a position where they have to sell. And with each passing day and sitting on the market, the seller becomes more and more pressed to sell sooner than later. We were able to work out where the seller of this home paid all the closing costs (buyer and seller), fixed things up around the house that were NOT required by insurance, and also offered seller credits to help pay for discount points. What normally would have been near $35K required of the buyer at closing was reduced to $12K. EDIT: Disclaimer: this strategy does NOT always work, as each deal/contract/closing is unique and different. FL 4Motion, danegrey and Rusty like this. __________________ Don't like what I post? Too bad. I really don't give a sh!t Last edited by vtec to vvel; 04-10-2023 at 05:49 PM.

04-10-2023, 09:18 PM	#9986 (permalink)
eastwest2300 A True Z Fanatic Join Date: May 2010 Location: South FL Posts: 90,983 Drives: '16QX70/'21 Supra3.0 Rep Power: 2684550	dude. vtec to vvel likes this. __________________ Infiniti QX70 & Toyota Supra 3.0 Premium

04-11-2023, 04:54 AM	#9988 (permalink)
Rusty Ronin Samurai - Assassin Join Date: Dec 2011 Location: Fayettenam,Pennsyltucky Age: 68 Posts: 35,216 Drives: 2011 Nismo GM 6M Rep Power: 2684438	God-Speed, sx moneypit and vtec to vvel like this. __________________ 浪人 - 殺し屋 "The Difficult Anytime, The Impossible By Appointment Only" http://www.the370z.com/members-370z-...o-journal.html

04-11-2023, 07:15 AM	#9990 (permalink)
God-Speed A True Z Fanatic Join Date: Sep 2010 Location: Austin, Tx. Posts: 4,364 Drives: Prototype Rep Power: 2684377	Good Tuesday Morning All. 76* for a high today with 0% chance of rain. Time to Rock. So hope you all have a Good one today. Stay Safe, Stay Positive and Keep Moving Forward. Remember: "It Doesn't Matter Who You Are. If You Can't Put Down The Weight Without Dropping It, Then Don't Pick It Up." Mike Graham Rusty, sx moneypit and vtec to vvel like this.

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