| FL 4Motion |
12-26-2022 10:55 AM |
Quote:
Originally Posted by vtec to vvel
(Post 4033343)
Central FL will gradually make its way back up to the 70s by the middle of the week, which I totally welcome.
And then back to 90s a month later :mad: while some of the northern states get snow all the way through May :confused:
The biggest obstacle is getting the banks involved:
1. We both have super low rates on our auto loans and if we get the banks involved to swap everything over (basically 2 new loans), we'd be getting the current going rate. Not sure that I want to get a higher rate and a "new" loan on a near 10-year old car in this economic environment.
2. The 2nd option is to leave everything as-is and just physically swap but keeping the ownership info. the same, which could lead to other potential issues (insurance, tag, title once paid off, etc.). I don't think my own flesh/blood would screw me over, and it's the other stuff that is making me nervous, other than the fact that this route is technically fraud on a few levels lol.
3. The 3rd option is getting our parents involved where they buy both cars and act as a for-sale-by-owner/owner-financing scenario. The issue with this option: I broke away from my parents in every way possible in 2007 and haven't spoken to them since. Sister on the other hand seems to have a really good relationship with them and they would do this for her sake.
Still a few days left before she leaves so lots to think about.
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Don’t do number 2. You’ve got a real job and a felony conviction might make it difficult to hold any professional certifications in your field.
I say go for #3. You get to reconnect with your folks AND get a dream car (GTR). Win win man.
Don’t know the falling out circumstances obviously but I will tell you, time goes by really fast and you don’t want to miss the chance to at least try to reconnect with your folks before they die and it’s too late. |
