Hit and run with a twist

bigaudiofanat

Morning all, I'm lost for words with the events of the past 3 months. 12/11 I hit the rear of another car. Took full responsibility and started a claim with my insurance. Never got to the body shop to repair my front bumper which was damaged on the left side.


Fast forward to 2/1 in snow conditions I headed home to grab a package. Pulling into my complex I was greeted with a female driver pulling out of a side road never stopping. I avoided her and hit the right side of my bumper running up into a hill of dirt and curb. She took off and I followed her for about 10 minutes. She played victim with the police until they saw my dash cam footage. The officer didn't sign any tickets but gave us a write up of info of each other so we could contact insurance.


Here's where it gets fun. I contacted her insurance company who indicated there was no record of her insurance number or name on file. I contacted the officer who stated because it was such a low amount of damage it was my responsibility to work with my insurance company to find hers. With her info I contacted my insurance company on 2/6 they stated that she canceled her policy back in 2014. So she has no insurance.

The damage is 309 dollars worth which I could put towards my original repairs. But what should I do? Contact the officer and see if at least she'll get a ticket? Contact her directly (she lives 2 roads over from me). Or just leave it alone? I have all her contact info including where she works and this drives me nuts that she knew she was wrong and drives around with no insurance.

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