The New "What did you do with your Z today" (with off topic replies) XXIX

JLarson · 06-21-2018, 02:37 PM

Quote:

Originally Posted by Leingod

Yup. Doing the smart thing. You'll be far better off in the later years. I should look into an IRA. It's on my to-do list still. HSA is chugging along. I just drop $10 in weekly. I should increase that just to be on the safe end since all these fun medical things are now popping up.

Your company sounds way better for benefits. I only get 3% matched. But you become fully vested with the company after being here for 5 years. I only have a year to go, so that is always good. Can take it wherever I go.

Same, 5 year vestment. Hmm, if I were you I'd really up that contribution to the HSA unless you've already got a decent amount in there. Up to $3450 can be invested this year, tax free.

JARblue · 06-21-2018, 04:36 PM

Quote:

Originally Posted by Baronsmokes

I planed for the future.
I put a lot away for retirement.I was ready for early retirement.Then after 35 years of marriage came the divorce.I live in a state where they do not split 50/50.
The judge can decide what is equitable.Then throw 30K of lawyer fees on top of that.
Life goes on.

I have like $4K in two different simple IRA accounts

Thankfully, my ex-wife had about as much in her retirement account as we had equity in the house plus the value of the Z. So I kept the house and Z in exchange for not going after her retirement

I'll start contributing to my own retirement account next month with company match.

madwi · 06-21-2018, 05:50 PM

MFing Friday!

I am in a much better mood tonight after some good sleepin'

onzedge · 06-21-2018, 05:59 PM

Quote:

Originally Posted by JARblue

I have like $4K in two different simple IRA accounts

Thankfully, my ex-wife had about as much in her retirement account as we had equity in the house plus the value of the Z. So I kept the house and Z in exchange for not going after her retirement

I'll start contributing to my own retirement account next month with company match.

old guy · 06-21-2018, 06:37 PM

Quote:

Originally Posted by Baronsmokes

I planed for the future.
I put a lot away for retirement.I was ready for early retirement.Then after 35 years of marriage came the divorce.I live in a state where they do not split 50/50.
The judge can decide what is equitable.Then throw 30K of lawyer fees on top of that.
Life goes on.

That BLOWS !!!

Rusty · 06-21-2018, 06:44 PM

Companies I worked with a 401K.

First company. Elliott TurboMachinery matched 0.35 on a dollar up to 6% gross income. Put the money in quarterly.

Second company. Duke Energy. Dollar for dollar up to 6% on gross income. Put in every pay.

Third and last. Dynegy. Dollar for dollar up to 5% on base pay. No overtime or bonuses counted. Put in every pay.

With Duke and Dynegy both had a cash balance plan too. It was company paid. Based on your years of service, your age, and how much you made for the month. Duke was the best.

Dynegy was based mostly a pre-set scale on your base pay.

I also an IRA account with Primeria. They are giving me 5% on money invested. When I quit Elliot. I rolled that money into my IRA. When the plant got sold to Dynegy. I rolled my Duke 401K into my IRA. And when I retired from Dynegy. I rolled that 401K, and both cash balance plans into my IRA. About 1,200,000. I get a guarantee amount per month for life. Plus if I die. My wife will get the rest for her life and the insurance policy. I have my wife setup the same. But she only gets 4% on her money because she started later.

onzedge · 06-21-2018, 07:35 PM

Quote:

Originally Posted by Baronsmokes

I planed for the future.
I put a lot away for retirement.I was ready for early retirement.Then after 35 years of marriage came the divorce.I live in a state where they do not split 50/50.
The judge can decide what is equitable.Then throw 30K of lawyer fees on top of that.
Life goes on.

jchammond · 06-21-2018, 07:48 PM

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jchammond · 06-21-2018, 07:52 PM

Quote:

Originally Posted by jchammond

Sent from my iPhone using Tapatalk

Cruising home!

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madwi · 06-21-2018, 08:17 PM

I need to figure out what to have for lunch.

jchammond · 06-21-2018, 08:29 PM

Quote:

Originally Posted by madwi

I need to figure out what to have for lunch.

Schwimp Flied Lice?

madwi · 06-21-2018, 08:31 PM

I think it will be more like soup and sammich tonight

Rusty · 06-21-2018, 08:33 PM

Quote:

Originally Posted by madwi

I need to figure out what to have for lunch.

I need to figure out what I want for a midnight snack.

Thinking of a toasted bagel sammich with honey butter. Couple layers of honey ham, turkey, and hard salami lunch meat with couple of slices of velveeta cheese and mayo. Then nuke it for 35 seconds to melt the cheese.

Had one the other day and it was good.

Rusty · 06-21-2018, 08:34 PM

Quote:

Originally Posted by jchammond

Schwimp Flied Lice?

jchammond · 06-21-2018, 08:36 PM

Quote:

Originally Posted by old guy

JC, keep in the back of your mind the building is only about 2/3 of the cost,
electrical, cement, lighting, Windows, garage door, door opener, side entry door, are all up charges!

Built mine in 04, barn and erection

was $16,000 after all above up charges was closer to $26,000
Built a 24 x 36 gambrel style... wanted larger but was restricted by local codes

go figure, I live rural on 5 acres

I'm rural on 5 acres as well, SC isn't super strict on a lot of stuff........But found out concrete is up to $200/yard.

06-21-2018, 05:50 PM	#4173 (permalink)
madwi A True Z Fanatic Join Date: Sep 2012 Location: West Michigan Posts: 31,410 Drives: Granma red Z Rep Power: 2684429	MFing Friday! I am in a much better mood tonight after some good sleepin' jchammond likes this.

06-21-2018, 06:44 PM	#4176 (permalink)
Rusty Ronin Samurai - Assassin Join Date: Dec 2011 Location: Fayettenam,Pennsyltucky Age: 68 Posts: 35,159 Drives: 2011 Nismo GM 6M Rep Power: 2684437	Companies I worked with a 401K. First company. Elliott TurboMachinery matched 0.35 on a dollar up to 6% gross income. Put the money in quarterly. Second company. Duke Energy. Dollar for dollar up to 6% on gross income. Put in every pay. Third and last. Dynegy. Dollar for dollar up to 5% on base pay. No overtime or bonuses counted. Put in every pay. With Duke and Dynegy both had a cash balance plan too. It was company paid. Based on your years of service, your age, and how much you made for the month. Duke was the best. Dynegy was based mostly a pre-set scale on your base pay. I also an IRA account with Primeria. They are giving me 5% on money invested. When I quit Elliot. I rolled that money into my IRA. When the plant got sold to Dynegy. I rolled my Duke 401K into my IRA. And when I retired from Dynegy. I rolled that 401K, and both cash balance plans into my IRA. About 1,200,000. I get a guarantee amount per month for life. Plus if I die. My wife will get the rest for her life and the insurance policy. I have my wife setup the same. But she only gets 4% on her money because she started later. onzedge and Ghostvette like this. __________________ 浪人 - 殺し屋 "The Difficult Anytime, The Impossible By Appointment Only" http://www.the370z.com/members-370z-...o-journal.html

06-21-2018, 07:48 PM	#4178 (permalink)
jchammond A True Z Fanatic Join Date: Nov 2014 Location: South Carolina Age: 57 Posts: 15,204 Drives: 13’ 370Z TS 7A/T Rep Power: 2684394	Sent from my iPhone using Tapatalk onzedge likes this. __________________ MazWorx built long block \| FI-TT-100 Stage 2.75 \| IPT built 7A/T http://www.the370z.com/members-370z-...s-musings.html

06-21-2018, 08:31 PM	#4182 (permalink)
madwi A True Z Fanatic Join Date: Sep 2012 Location: West Michigan Posts: 31,410 Drives: Granma red Z Rep Power: 2684429	I think it will be more like soup and sammich tonight jchammond likes this.

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06-21-2018, 08:17 PM	#4180 (permalink)
madwi A True Z Fanatic Join Date: Sep 2012 Location: West Michigan Posts: 31,410 Drives: Granma red Z Rep Power: 2684429	I need to figure out what to have for lunch.