$300 for a Fuji diff? Dude... that is an amazing deal already! Madwi wouldn't sell you his for that price. I paid $300 for my knockoff.

see I didnt know that...now I know.

Your brain is bursting with freshly acquired wisdom!

Lein's is bursting with a tumor :(

earn$pend **

Nah. Surviving, just been a weird month

Even still, I'm lucky if I can earn$pend $20 these days. Jar won't give me a part time job. ��

The last 15 years when I was working. I maxed out my 401K. :tup: Plus maxed out my separate IRA account. I was dumping over $30,000 a year into my retirement fund. :tup: Chit adds up fast. Do it if you can afford it. Once you do. You will not miss the money in the budget.

:ugh:

Yup. I started a bit late since it took a few years after college to find a decent place to work that offered these kinds of benefits. So once I was offered a 401k plan, I maxed it out the second I spoke with the rep. Haven't looked back since.

Some chirashi for lunch :yum:

dude.

:ugh:

Good call. Started mine late as well, it wasn't even offered at my previous places of employment. I'm up to 10% of my income going in, incrementing up. My employer matches up to 5%, plus provides a bonus yearly (bonus is equivalent to all other cash bonuses I've received which is... a lot of money). I also have a Roth IRA, and HSA set up. It's a lot coming out of my check but fortunately I can do it, and my wife is doing pretty much the same with hers.

Yup. Doing the smart thing. You'll be far better off in the later years. I should look into an IRA. It's on my to-do list still. HSA is chugging along. I just drop $10 in weekly. I should increase that just to be on the safe end since all these fun medical things are now popping up.

Your company sounds way better for benefits. I only get 3% matched. But you become fully vested with the company after being here for 5 years. I only have a year to go, so that is always good. Can take it wherever I go.

I planed for the future.
I put a lot away for retirement.I was ready for early retirement.Then after 35 years of marriage came the divorce.I live in a state where they do not split 50/50.
The judge can decide what is equitable.Then throw 30K of lawyer fees on top of that.
Life goes on.