z lover and a dreamer

khurley424

hello all, my name is Kyle and im a new yorker. I love these cars with a passion, and cannot wait to get my hands on one. My question to you guys is how do you afford such a splendid sports car? I want one mostly because i love cars, but also because i have a monster commute looming over me for next year, and id like to see a 370 parked in my driveway by june '11. Any advice?

Xan

It's an affordable sports car. So it's not that hard to afford.

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Rickey89

General Rule of thumb is for your car payment to be 20% of your monthly income, if it exceeds that i wouldnt advise it depending on your expenses

aka: rent/utilities/phone/internet/cable/food/insurance/credit cards/possible G/F etc

so i guess it depends on how much you put as a down payment; also if you are looking to afford a vehicle you may benefit from a used 370z, i have seen a couple advertised on these boards that i wished i would have seen before i bought mine new

if you are able to get one, you will not mind living off of ramen noodles for the remainder of your loans term lol

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-Rickey
09 Brilliant Silver 370z Manual W/Sprt Pck

khurley424

the ones ive found all cost about 30,000$, which in my books is pretty expensive.

QUOTE=Rickey89;545601]General Rule of thumb is for your car payment to be 20% of your monthly income, if it exceeds that i wouldnt advise it depending on your expenses

aka: rent/utilities/phone/internet/cable/food/insurance/credit cards/possible G/F etc

so i guess it depends on how much you put as a down payment; also if you are looking to afford a vehicle you may benefit from a used 370z, i have seen a couple advertised on these boards that i wished i would have seen before i bought mine new

if you are able to get one, you will not mind living off of ramen noodles for the remainder of your loans term lol [/QUOTE]

alright, that makes sense. i didnt know about the 20% thing. thanks!

DRoc7822

You seem like a pretty young guy... my guess is still in college or just entering college? If Im wrong, then I apologize lol. Im not much older, 26, but have been in your shoes before. And the best peice of advice I can offer is to just save up a hefty down payment (prolly between 5-7500) and then if you still want the car go and get it then. Never wanna spread yourself too thin cause it usually always comes back to bite you.

Gunzero

Get a used one.. they go for 25,000 and maybe lower.

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khurley424

droc, you hit the nail on the head. Im entering my freshman year of college next year for mechanical engineering, and im looking at a minimum daily commute of 60 miles. Plus a further 60 if i decide to visit the gf.

would that used one be a sport pack car? because isnt the centerpiece of the car its synchrorev match gearbox? in a perfect world id like the touring + sport pack car, but its so damn expensive.

mick

my dad once told me it's easy to drive a nice car when you're single

khurley424

haha, it probably would be, but i love my girlfriend very much, so i can live with the extra challenge.
Lucky her, her parents gave her a 35th anniversary mustang gt, black, stick shift, garage kept. All my parents gave me was my dads old beat up integra...

Xan

Just enjoy the Integra for now. I wouldn't try and stretch your dollar too much.

Plenty of time in the future to waste money on nice cars...

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fullmonty

I'm gonna agree with Xan 100%

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khurley424

i would enjoy it, but my days owning the car are numbered. It becomes my brothers when he gets his permit.

Zaggeron

You might want to think about an economy car for your kind of commute. Save for a nice car while in college and reward yourself when you graduate. But decide for yourself. Do the math and see if you can swing the payments. Remember to add insurance, maintenance, and gas to your calculations ... For example, if you get the car for 33k out the door and you put 8k down at 3% you're looking at around $450 a month payment. Add gas expenses -- with your commute maybe close to $50 a week ... etc.

Whatever you decide, best of luck in school.

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2010 Platinum Graphite 370z Roadster:Touring/Sport
2013 Subaru BRZ Limited

khurley424

im very passionate about cars and motor sport, and i dont think i could live with myself if i bought an econobox. besides, i got myself addicted to auto-x, and thats not going away any time soon haha. Id also consider a 350z, but value/money i think it loses out considerably to the 370z.

Zaggeron

Well your first post seemed to suggest that money was a concern. Passion don't pay the bills

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2010 Platinum Graphite 370z Roadster:Touring/Sport
2013 Subaru BRZ Limited