Financing SC Kit
 

Do any sellers out there allow you to finance a SC kit?

The only financing on high priced items I've seen is AAM on their TT kit. Nothing on superchargers

Will Stillen give you the same 0% on the replacement shortblock after their kit and tune blows up your motor?

If you have to finance it, chances are you can't afford it.

Exactly. Sure, you might be able to finance the kit. But what about the $3-5k in supporting mods, or the emergency fund if you have to replace the motor? It's a bad idea.

Unless you've got the money, but it's been invested somewhere and you're making money on it. Finance it at zero percent and pocket the difference. But I don't think that's what's going on here.

Must have another vehicle as a minimum if you want to get boosted. Mine is in the shop 500 miles away right now! Then you need some pay-o-la to fix it when something breaks and something will break or will need upgrading!

Sure Fire recipe for a Garage Queen. Second time I've seen this type of question and it still amazes me. I would really hate to see that because it would likely be a 3-400 car payment 2-300 performance finance then trying to save up for a possible build and R&R. That's a whole lot of Ramen and beans.

It's not a requirement, but it makes life a hell of a lot easier when you don't have to pull an all-nighter in the garage Sunday night so you have a car to get to work on Monday.

:iagree:


Good God... this is 90% of what is wrong with society. The idea that "I HAVE TO HAVE IT NOW!!!!!" :shakes head:



FFS, show some discipline and save your money. Besides... why would you SC a 2009/2010 vehicle? :roflpuke2:

Financing forced induction is a huge mistake.

If you need to finance it, chances are you cannot afford it. Nor can you afford the fun stuff that goes along with owning a non-factory FI car.

Why not?

My rule of thumb is to not go in debt for unnecessary items. If you think a supercharger is a necessity, you need to rearrange your priorities.

As has been pointed out already, the cost of the SC is just the beginning. Then there's installation, engine tuning, maintenance, backup transportation, etc, etc, etc.

Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.

Same boat for my turbo build. The kit itself is only about 35-40% of my total spent.

Financing SC Kit
 

Boosting a factory NA is a huge undertaking. Things are going to go wrong and you will have to spend extra money above just normal car maintenance.

Life goals before boosting a NA car:
1. Own the car (no note)
2. Max all your retirement every year (401k, IRA, etc.)
3. Make sure you have $10k pad in case the engine goes boom.

Once you are set financially for your future you can worry about wasting money having fun in the present.

I personally think this is a good discussion but unfortunately I think this will be shut down because the answer '"Yes" has been given. Until then.........The concept of financing FI is about as logical as getting a loan for a set of tires. Considering the risk, the compounded interest would put the cost of a kit on par with the total value of the car it was installed on.

Lol if you are gonna fiance it might as well buy ZL1 Camero with the LT1 upgrade! Go big or go home!

Sent from my SM-N910P using Tapatalk

In that case: IBTL :icon17:

:iagree:

I experienced this first hand doing a CSC replacement in my garage on jack stands over a weekend several years ago. Talk about a sigh of relief when the first test drive at 8 pm on Sun night went smooth.

I clearly remember a radiator install going about the same.

If you're trying to finance it at 0% because you rather make payments on it and accrue the interest on that amount of money you already have is one thing.

If you want to finance it because you don't already have the funds in your bank account is another and isn't recommended.

I will have to agree with all these responses. Sure i could swipe a supercharger kit on my card and try and pay it off... but then 3 years later more debt is to come on other upgrades, bells and whistles, and of course.. if the engine or sc itself goes out.
But the other side.. i guess if making rent, car loan?, other debts is paid and is going to be paid while paying the SC kit, then its your choice.

10k is a pretty good chunk to pay off if SCs go for that out the door and running. Even at 3 years of 10k finance 0% everything is almost 300$ extra. I guess thats like having an extra car to pay off for some.




Sent from my iPhone using Tapatalk

Yep,

The best mod you can buy for any build is a second car.

From the moment I decided to spend my money buying a GTM product till the day I finally got my Z straightened out is a TEXTBOOK reason that anyone thinking about boosting their Z better have ALL THEIR DUCKS IN A ROW. Debt and comprimise will bend you over and make you wish you bought a Ford Escort or Honda Civic. ANYBODY'S best bet is to buy a car from the manufacturer that is as fast as you need it to be. PERIOD. :shakes head:

If u have to think about financing forced induction don't do it. Seriously

Good luck