Nissan 370Z Forum

Nissan 370Z Forum (http://www.the370z.com/)
-   Forced Induction (http://www.the370z.com/forced-induction/)
-   -   Financing SC Kit (http://www.the370z.com/forced-induction/120148-financing-sc-kit.html)

Zay370z 02-28-2017 01:39 AM

Financing SC Kit
 
Do any sellers out there allow you to finance a SC kit?

James10694 02-28-2017 03:38 AM

The only financing on high priced items I've seen is AAM on their TT kit. Nothing on superchargers

DrBacon 02-28-2017 05:55 AM

https://www.stillen.com/0-percent-financing.html

Chuck33079 02-28-2017 07:09 AM

Will Stillen give you the same 0% on the replacement shortblock after their kit and tune blows up your motor?

JARblue 02-28-2017 07:26 AM

If you have to finance it, chances are you can't afford it.

Chuck33079 02-28-2017 07:30 AM

Quote:

Originally Posted by JARblue (Post 3621364)
If you have to finance it, chances are you can't afford it.

Exactly. Sure, you might be able to finance the kit. But what about the $3-5k in supporting mods, or the emergency fund if you have to replace the motor? It's a bad idea.

Unless you've got the money, but it's been invested somewhere and you're making money on it. Finance it at zero percent and pocket the difference. But I don't think that's what's going on here.

Hotrodz 02-28-2017 07:33 AM

Must have another vehicle as a minimum if you want to get boosted. Mine is in the shop 500 miles away right now! Then you need some pay-o-la to fix it when something breaks and something will break or will need upgrading!

solidus 02-28-2017 07:36 AM

Quote:

Originally Posted by Chuck33079 (Post 3621372)
Exactly. Sure, you might be able to finance the kit. But what about the $3-5k in supporting mods, or the emergency fund if you have to replace the motor? It's a bad idea.

Unless you've got the money, but it's been invested somewhere and you're making money on it. Finance it at zero percent and pocket the difference. But I don't think that's what's going on here.

Sure Fire recipe for a Garage Queen. Second time I've seen this type of question and it still amazes me. I would really hate to see that because it would likely be a 3-400 car payment 2-300 performance finance then trying to save up for a possible build and R&R. That's a whole lot of Ramen and beans.

Chuck33079 02-28-2017 07:40 AM

Quote:

Originally Posted by Hotrodz (Post 3621375)
Must have another vehicle as a minimum if you want to get boosted.

It's not a requirement, but it makes life a hell of a lot easier when you don't have to pull an all-nighter in the garage Sunday night so you have a car to get to work on Monday.

Ghostvette 02-28-2017 08:21 AM

Quote:

Originally Posted by Zay370z (Post 3621296)
Do any sellers out there allow you to finance a SC kit?

Quote:

Originally Posted by JARblue (Post 3621364)
If you have to finance it, chances are you can't afford it.

:iagree:


Good God... this is 90% of what is wrong with society. The idea that "I HAVE TO HAVE IT NOW!!!!!" :shakes head:



FFS, show some discipline and save your money. Besides... why would you SC a 2009/2010 vehicle? :roflpuke2:

Silverstone 02-28-2017 08:25 AM

Financing forced induction is a huge mistake.

If you need to finance it, chances are you cannot afford it. Nor can you afford the fun stuff that goes along with owning a non-factory FI car.

Quote:

Originally Posted by Ghostvette (Post 3621392)
:iagree:
Besides... why would you SC a 2009/2010 vehicle? :roflpuke2:

Why not?

SouthArk370Z 02-28-2017 08:29 AM

My rule of thumb is to not go in debt for unnecessary items. If you think a supercharger is a necessity, you need to rearrange your priorities.

As has been pointed out already, the cost of the SC is just the beginning. Then there's installation, engine tuning, maintenance, backup transportation, etc, etc, etc.

ChaseZ 02-28-2017 08:36 AM

Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.

jwick 02-28-2017 09:12 AM

Quote:

Originally Posted by ChaseZ (Post 3621400)
Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.



Same boat for my turbo build. The kit itself is only about 35-40% of my total spent.

jwick 02-28-2017 09:16 AM

Financing SC Kit
 
Boosting a factory NA is a huge undertaking. Things are going to go wrong and you will have to spend extra money above just normal car maintenance.

Life goals before boosting a NA car:
1. Own the car (no note)
2. Max all your retirement every year (401k, IRA, etc.)
3. Make sure you have $10k pad in case the engine goes boom.

Once you are set financially for your future you can worry about wasting money having fun in the present.


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