Financing SC Kit

ChaseZ · 02-28-2017, 08:36 AM

Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.

jwick · 02-28-2017, 09:12 AM

Quote:

Originally Posted by ChaseZ

Yup. I've spent more in supporting mods than the supercharger, and there's still more to go.

Same boat for my turbo build. The kit itself is only about 35-40% of my total spent.

jwick · 02-28-2017, 09:16 AM

Boosting a factory NA is a huge undertaking. Things are going to go wrong and you will have to spend extra money above just normal car maintenance.

Life goals before boosting a NA car:
1. Own the car (no note)
2. Max all your retirement every year (401k, IRA, etc.)
3. Make sure you have $10k pad in case the engine goes boom.

Once you are set financially for your future you can worry about wasting money having fun in the present.

solidus · 02-28-2017, 09:53 AM

I personally think this is a good discussion but unfortunately I think this will be shut down because the answer '"Yes" has been given. Until then.........The concept of financing FI is about as logical as getting a loan for a set of tires. Considering the risk, the compounded interest would put the cost of a kit on par with the total value of the car it was installed on.

Ghostvette · 02-28-2017, 10:32 AM

Quote:

Originally Posted by solidus

I personally think this is a good discussion but unfortunately I think this will be shut down because the answer '"Yes" has been given. Until then.........The concept of financing FI is about as logical as getting a loan for a set of tires. Considering the risk, the compounded interest would put the cost of a kit on par with the total value of the car it was installed on.

In that case: IBTL

Hotrodz · 02-28-2017, 09:56 AM

Lol if you are gonna fiance it might as well buy ZL1 Camero with the LT1 upgrade! Go big or go home!

Sent from my SM-N910P using Tapatalk

NRGz · 02-28-2017, 05:26 PM

I will have to agree with all these responses. Sure i could swipe a supercharger kit on my card and try and pay it off... but then 3 years later more debt is to come on other upgrades, bells and whistles, and of course.. if the engine or sc itself goes out.
But the other side.. i guess if making rent, car loan?, other debts is paid and is going to be paid while paying the SC kit, then its your choice.

10k is a pretty good chunk to pay off if SCs go for that out the door and running. Even at 3 years of 10k finance 0% everything is almost 300$ extra. I guess thats like having an extra car to pay off for some.

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Kris9884 · 03-01-2017, 08:37 AM

Yep,

The best mod you can buy for any build is a second car.

Infidel · 03-01-2017, 06:20 PM

From the moment I decided to spend my money buying a GTM product till the day I finally got my Z straightened out is a TEXTBOOK reason that anyone thinking about boosting their Z better have ALL THEIR DUCKS IN A ROW. Debt and comprimise will bend you over and make you wish you bought a Ford Escort or Honda Civic. ANYBODY'S best bet is to buy a car from the manufacturer that is as fast as you need it to be. PERIOD.

nomodsjk · 03-01-2017, 07:07 PM

If u have to think about financing forced induction don't do it. Seriously

unijabnx · 03-01-2017, 08:28 PM

Good luck

02-28-2017, 08:36 AM	#1 (permalink)
ChaseZ A True Z Fanatic Join Date: May 2016 Location: Calgary Posts: 3,799 Drives: 16 370z Rep Power: 94683	Yup. I've spent more in supporting mods than the supercharger, and there's still more to go. jwick, Chuck33079 and Hotrodz like this.

02-28-2017, 09:16 AM	#3 (permalink)
jwick A True Z Fanatic Join Date: Dec 2010 Location: Houston Posts: 14,532 Drives: '10 G37 6MT Rep Power: 2465057	Financing SC Kit Boosting a factory NA is a huge undertaking. Things are going to go wrong and you will have to spend extra money above just normal car maintenance. Life goals before boosting a NA car: 1. Own the car (no note) 2. Max all your retirement every year (401k, IRA, etc.) 3. Make sure you have $10k pad in case the engine goes boom. Once you are set financially for your future you can worry about wasting money having fun in the present. TechnicZ, SouthArk370Z, VQStryker and 2 others like this. __________________ '10 G37T 6MT Graphite/Graphite - BP - G37T Build

02-28-2017, 09:56 AM	#6 (permalink)
Hotrodz A True Z Fanatic Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684385	Lol if you are gonna fiance it might as well buy ZL1 Camero with the LT1 upgrade! Go big or go home! Sent from my SM-N910P using Tapatalk jwick likes this. __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

03-01-2017, 08:37 AM	#8 (permalink)
Kris9884 Base Member Join Date: Mar 2016 Location: MO Posts: 72 Drives: 2008 G37s Rep Power: 10	Yep, The best mod you can buy for any build is a second car. __________________ My slow build thread on MyG37 - http://www.myg37.com/forums/build-th...upe-build.html

03-01-2017, 06:20 PM	#9 (permalink)
Infidel Enthusiast Member Join Date: Mar 2013 Location: Central Florida Posts: 457 Drives: 2013 GM 6MT Rep Power: 15	From the moment I decided to spend my money buying a GTM product till the day I finally got my Z straightened out is a TEXTBOOK reason that anyone thinking about boosting their Z better have ALL THEIR DUCKS IN A ROW. Debt and comprimise will bend you over and make you wish you bought a Ford Escort or Honda Civic. ANYBODY'S best bet is to buy a car from the manufacturer that is as fast as you need it to be. PERIOD. jwick and JARblue like this. __________________ BOOSTED

02-28-2017, 09:53 AM	#4 (permalink)
solidus Track Member Join Date: Oct 2014 Location: Orlando, Florida Posts: 694 Drives: 15' Nismo Black 6MT Rep Power: 10081	I personally think this is a good discussion but unfortunately I think this will be shut down because the answer '"Yes" has been given. Until then.........The concept of financing FI is about as logical as getting a loan for a set of tires. Considering the risk, the compounded interest would put the cost of a kit on par with the total value of the car it was installed on.

02-28-2017, 05:26 PM	#7 (permalink)
NRGz Enthusiast Member Join Date: Jun 2016 Location: NorCal Posts: 259 Drives: 09 Z. 06 Zx636 Rep Power: 29	I will have to agree with all these responses. Sure i could swipe a supercharger kit on my card and try and pay it off... but then 3 years later more debt is to come on other upgrades, bells and whistles, and of course.. if the engine or sc itself goes out. But the other side.. i guess if making rent, car loan?, other debts is paid and is going to be paid while paying the SC kit, then its your choice. 10k is a pretty good chunk to pay off if SCs go for that out the door and running. Even at 3 years of 10k finance 0% everything is almost 300$ extra. I guess thats like having an extra car to pay off for some. Sent from my iPhone using Tapatalk

03-01-2017, 07:07 PM	#10 (permalink)
nomodsjk Premium Member Join Date: Apr 2014 Location: martinsburg wv Posts: 2,073 Drives: 2011 370z MB/7at Rep Power: 19963	If u have to think about financing forced induction don't do it. Seriously

03-01-2017, 08:28 PM	#11 (permalink)
unijabnx Base Member Join Date: Jul 2016 Location: NC Posts: 50 Drives: 2016 Sport Rep Power: 9	Good luck

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