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-   -   The rise and Fall of Zerafians Z (http://www.the370z.com/exterior-interior/30400-rise-fall-zerafians-z.html)

Zerafian 01-18-2011 03:56 PM

The rise and Fall of Zerafians Z
 
My car has just been taken from me...sadly I made some bad decisions with my money and well, I paid for it with getting her repossessed. I guess everyone learns life lessons at some point:dunno: I honestly shed a tear during the part out and today when she was taken away.

First week I had her, September 2006
http://img339.imageshack.us/img339/2...10118at421.png

June 2008 Coilovers, Exhaust, Sound System

http://img211.imageshack.us/img211/9...10118at428.png

http://img801.imageshack.us/img801/9...10118at428.png


November 2008 06+ rims, roof overlay, spacers, eyelids

http://img441.imageshack.us/img441/2...10118at429.png

March 2009 VOLKS :D

http://img196.imageshack.us/img196/1...10118at431.png

September 2009 BODY WORK..11 weeks of to much to list

http://img543.imageshack.us/img543/2...10118at422.png
http://img844.imageshack.us/img844/7...10118at444.png

January 2010 Seibon TS hood, 06+ lights, JDM side markers, berk HFC, Injen CAI

http://img823.imageshack.us/img823/2...10118at422.png
http://img835.imageshack.us/img835/2...10118at422.png

January 2011..Downfall begins volks gone, 06+ lights gone, jdm tails, engine mods, seibon ts hood

http://img822.imageshack.us/img822/6...10118at423.png

THE END

http://img822.imageshack.us/img822/6...1101181607.jpg
http://img249.imageshack.us/img249/6...1101181618.jpg

Im not looking for advice or for people to tell me what I should have done...Whats done is done and Iv paid the price. I just wanted to share the progress of my car over the years... The only advice I would give...which is common sense to me as of september 2010 when I lost my job...pay the car off before modding

kenchan 01-18-2011 04:02 PM

phelan- it's your fault...

Zerafian 01-18-2011 04:06 PM

Quote:

Originally Posted by kenchan (Post 900488)
phelan- it's your fault...

I take what I said back...

wishihadnav 01-18-2011 04:18 PM

damn sorry to hear.

kenchan 01-18-2011 04:21 PM

zerafian- i was just kidding. phelan is like a mod-goddess here so that's why i posted. :icon17:

sorry to see the part-out and repo but now you're on your way to recovery! :)

phelan 01-18-2011 04:22 PM

Quote:

Originally Posted by kenchan (Post 900521)
zerafian- i was just kidding. phelan is like a mod-goddess here so that's why i posted. :icon17:

sorry to see the part-out and repo but now you're on your way to recovery! :)

ken <3 now bend over kthx

zerafian - sorry to see the Z like that, hopefully you get back on your feet and get another one when you can

Zerafian 01-18-2011 04:25 PM

Quote:

Originally Posted by kenchan (Post 900521)
zerafian- i was just kidding. phelan is like a mod-goddess here so that's why i posted. :icon17:

sorry to see the part-out and repo but now you're on your way to recovery! :)

see I was all confused...Im like thats not you but what...are....me.....you...saying...my...fault.... what?!

aint that the truth...I was tired of working to try and make payment on that b*tch....Ill miss her but Im not lookin back I got to much going on right now.

kenchan 01-18-2011 04:28 PM

Quote:

Originally Posted by phelan (Post 900526)
ken <3

yabee~ :eekdance:

kenchan 01-18-2011 04:31 PM

Quote:

Originally Posted by Zerafian (Post 900540)
see I was all confused...Im like thats not you but what...are....me.....you...saying...my...fault.... what?!

aint that the truth...I was tired of working to try and make payment on that b*tch....Ill miss her but Im not lookin back I got to much going on right now.

yah, cars are fun and all, but is stressful at times.

Mike 01-18-2011 05:07 PM

sorry to see it, but the last sentence of your first post should be heeded by all. You never know whats going to happen in the future no matter how secure you feel now.

I really need to listen to that advice too, although, fortunately, my Z is paid for. In the past, I have poured tons of money into cars before paying them off though, and probably will in the future too.

DIGItonium 01-19-2011 12:02 AM

Sorry to hear what you are going through. It's true, I'd be screwed if I lost my job as well. In fact, how can anyone finance a car or house for x number of years and guarantee job security at the same time?

Here's to hoping things will get better soon...

NewlyIMPORTed 01-19-2011 12:26 AM

Wow man sorry to see and hear this..

schrack150 01-19-2011 12:55 AM

beautiful ride...sorry to see it go ! hope for better times ahead

phunk 01-19-2011 01:12 AM

did you take out title loans on the car? i am a little curious how after 5 years of payments, the car was still so far from paid off that selling the volks or something couldnt have covered it?

i am not trying to criticize or be a jerk, just curious is all. im sorry to hear about your loss.

Zerafian 01-19-2011 06:13 AM

Quote:

Originally Posted by phunk (Post 901228)
did you take out title loans on the car? i am a little curious how after 5 years of payments, the car was still so far from paid off that selling the volks or something couldnt have covered it?

i am not trying to criticize or be a jerk, just curious is all. im sorry to hear about your loss.

Its cool man, thats a legit question. Back in 06' I really had no credit, no loans, no credit cards, so I had to get a cosigner. Sadly my only available cosigner had bad credit but they still approved us because I had a good job back then and I could prove good income. It was financed through the dealership and come 2011 with numerous attempts they would not refinance and no bank would give me a loan for the remainder, which I wasnt surprised about at all.

Im not even going into what I should have done.

Jessobear 01-19-2011 06:53 AM

I'm really confused about what happened? They repoed the bodywork and wheels, or you just new it was going to get repoed so you stripped all the parts and just let it sit there in that condition for them to come get?

fullmonty 01-19-2011 06:58 AM

Sorry to hear it man. I gota hand it to you, it really takes some balls to make a thread about how your car got repo'd. I don't think i'd be able to do it

Zerafian 01-19-2011 07:24 AM

I guess I came to terms with it about 5 months ago knowing it could happen so it really doesnt bother me at all. I was in complete denial in october and november.


Quote:

Originally Posted by Jessobear (Post 901339)
I'm really confused about what happened? They repoed the bodywork and wheels, or you just new it was going to get repoed so you stripped all the parts and just let it sit there in that condition for them to come get?

I knew about a month ahead of time so I sold all my aftermarket parts so its essentially right back to stock besides the $4k in custom body work on the rear bumper, rear fenders, and molded spoiler...unfortunately the most valuable parts of the car. It was more dramatic to tae pics in that condition, I put stock side skirts and stock front bumper back on.

I want a Z 01-19-2011 07:31 AM

Quote:

Originally Posted by Zerafian (Post 901332)
Its cool man, thats a legit question. Back in 06' I really had no credit, no loans, no credit cards, so I had to get a cosigner. Sadly my only available cosigner had bad credit but they still approved us because I had a good job back then and I could prove good income. It was financed through the dealership and come 2011 with numerous attempts they would not refinance and no bank would give me a loan for the remainder, which I wasnt surprised about at all.

Im not even going into what I should have done.

Ouch - that repo is going on your credit as well as you cosigner's for the next 7 years.
Exactly why I will never cosign for anyone

Zerafian 01-19-2011 08:03 AM

Quote:

Originally Posted by I want a Z (Post 901363)
Ouch - that repo is going on your credit as well as you cosigner's for the next 7 years.
Exactly why I will never cosign for anyone

I'll be honest, my cosigner doesnt even give a damn about their credit so theres no worry there( Theres no need to discuss that or ask questions about that sentence). As for mine, Iv already discussed that with the appropriate people and its not effecting my credit near as much as you would think. This is another reason I dont feel as ashamed to make my situation public.

In the end its not effecting my life as much as I thought it would...besides losing a beautiful car and the attachment I had to it.

Chris_1 01-19-2011 11:16 AM

This economy stinks, but I am learning slowly that money is nothing. If you can be happy making a certain amount and just living life, then dont stress. Things will pick up, and youll have a bumper on in no time lol.

I remember when I had my Z, I took my bumper off and drove for a bit and ruined my splash gaurds big time, did you remove them?

simota1 01-19-2011 04:28 PM

sorry to hear about this man... dont be to hard on urself man i know lots of people that pour tons of money on there car even if it hasnt been payed off... i guess its the fact that your just excited you know? to mod it... ill admit that my z isnt paid off as we speak and im modding it :icon14: if i took what i spent on modding it it would have payed off the car :rolleyes:

370zHawaii 01-20-2011 02:53 AM

Weird how this came up, I was talking to a 350z owner today and he dropped in a few $$$$ in his car, he asked me so whats the plan for your 370z, I said pay it off before I drop money in it...he looked at me really funny, I know from experience of others this exact same thing happened to my brothers prelude 6 years ago, he invested $$$$$ in that car and he got repo'd because the Army booted him out and didnt have a way to pay it off 5K left still OMG, but your right you shouldnt be ashamed this situation could happen to any one of us, my advice to you is ensure the credit bureaus and the bank do not screw your credit, especially since you been paying it while you were employed for X number of years, start from scratch wait then buy the 390z when they come out if ever, anyway extremely sorry to hear that and good luck to ya

P.S this goverment economy BS is gay to the 5th power, they are spending $$$$$ on making breathalizer's mandatory in every vehicle before you can start your engine, but they wont spend time thinking of a bill or law to protect people who lose their job from situations such as this. Just my 2cents...worthless

ProfessorDave 01-23-2011 07:36 PM

Sorry to see this happen to any Z enthusiast, especially one with an Armenian sounding forum name!

Hope you get back on your feet soon, and are on to your next fun car soon.

Zerafian 01-23-2011 07:44 PM

Quote:

Originally Posted by ProfessorDave (Post 908546)
Sorry to see this happen to any Z enthusiast, especially one with an Armenian sounding forum name!

Hope you get back on your feet soon, and are on to your next fun car soon.

thanks man...is that what my user name sounds like, armenian lol.

Its just a handle Iv used since 1998 for gaming and forums...

Jamaica 01-23-2011 09:16 PM

Quote:

Originally Posted by kenchan (Post 900488)
phelan- it's your fault...

Phelam is a BB

Cmike2780 01-23-2011 10:06 PM

Thanks for sharing this OP. I know it's probably not easy to talk about. Give it some time and I'm sure you'll be driving a Z again. I don't know your financial situation, but I can relate to wanting to add a lot to the Z before it's fully paid for.... something that's not easy to do with so many nice rides on this forum. Luckily I've controlled myself.

Jjaden 02-07-2011 07:03 PM

Yours is my favorite 350z I've seen. What was the name of the front bumper, side skirts and rear spoiler? They look amazing, I hope a front bumper similar to that comes out for the 370z.
Sorry to hear about your loss man, I'm slowly building up my Z and the more personalized it get's the harder it would be to part with it.

Da.Menace 02-08-2011 02:16 AM

Quote:

Originally Posted by Jjaden (Post 931060)
Yours is my favorite 350z I've seen. What was the name of the front bumper, side skirts and rear spoiler? They look amazing, I hope a front bumper similar to that comes out for the 370z.
Sorry to hear about your loss man, I'm slowly building up my Z and the more personalized it get's the harder it would be to part with it.

Front and side skirts looks like Chargespeed Type 1 to me.

RCZ 02-08-2011 09:26 AM

If only you had the government to bail you out. Its funny because your problem is a direct reflection of the crisis this country just went though; specifically the real state market. I'd like to say this is entirely your fault, but its clearly also because of the mentality this entire country carried up to 08. Now you think you've learned your lesson...but the cycle will repeat again and again. Just make sure you don't get caught in it next time around.

Zerafian 02-08-2011 09:52 AM

^^believe me it wont...in the last 6 months my priorities have changed greatly so that helps as well.

The front bumper and sides are chargespeed, the front is V2 long nose and the spoiler is Nismo V2. :) thx guys.


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