Smashed my Z

H2O_Doc · 12-25-2013, 11:04 AM

Quote:

Originally Posted by alcheng

that's what I mean and that's what insurance consider a fraud....

if you put part X on the list but in fact the actual part you use is part y.

this kind of things happened A LOT in Canada about 15~20 years ago and actually those shops and owners who did that got sued by the insurance.

now Mr.H2O_Doc, I just want the OP be careful on the insurance claim thus less potential trouble in the future, and I hope this is fine with you...

We agree that your words are a very good cautionary note. I thought it worth noting that it might be perfectly ok in some circumstances to put on something other than what you are being compensated for. We don't want the original poster doing some that that is prohibited, but we do want that poster to know that what they proposed might be perfectly acceptable in some jurisdictions.

alcheng · 12-25-2013, 11:15 AM

Quote:

Originally Posted by H2O_Doc

We agree that your words are a very good cautionary note. I thought it worth noting that it might be perfectly ok in some circumstances to put on something other than what you are being compensated for. We don't want the original poster doing some that that is prohibited, but we do want that poster to know that what they proposed might be perfectly acceptable in some jurisdictions.

Insurance company in Canada is very cautious about it because lots of kids got into accident and have the shop mod the car for them using that part X part Y trick and eventually got into trouble.

Unless you put Stillen Gen 3 on the list AND the insurance company approve it then you are fine.

but what the OP say is the shop propose him with the part X part Y trick and also they are going to use non-genuine parts, which is an absolute no-no.

zakimak · 12-25-2013, 11:59 AM

Quote:

Originally Posted by H2O_Doc

We agree that your words are a very good cautionary note. I thought it worth noting that it might be perfectly ok in some circumstances to put on something other than what you are being compensated for. We don't want the original poster doing some that that is prohibited, but we do want that poster to know that what they proposed might be perfectly acceptable in some jurisdictions.

Thats what alcheng and i are attempting to illustrate. When it comes to criminality and potential issues, it is always safer to err on the side of caution. I for one will not advise someone to do something that might result in possible charges. I will reply to your earlier post when i am home to specifically point out why it would be consider to be fraud. Insurance policies are specifically designed for replacement or repair with parts that will result in a state as it was before the claim. You are not allowed to use the repair or replacement money for anything else whether its for the noted strippers. All that said is that it still can be done provided the insurer is agreeable which applies on right-offs

SIKHRYDE · 01-03-2014, 02:44 PM

OK so basically the damage list came back and its $24,000!!

Anyways below is the full spec sheet.....

The autobody shop said they basically are all OEM parts with the exception of 2 items:

The Front Bumper Cover and the Front Bumper Reinforcement Bar.

I am going to try to contact my insurance company (Coachman) to see if they can give me OEM parts.... any tips would be great.

Secondly they are giving me 2 new tires (and rims) on the left hand side, do I need to worry about the fact that the rubber on the right hand side is used?

I mean I guess I dont expect insurance to put me in a better spot with all new tires.... but do I need to or purchase new tires so it is all even?

Lastly - this is where I can really use your expertise...

I have to replace parts like my front headlights... which look like to be $1300 each - so should I look for some custom lights now to install? If so any recommendations?

And what else should I do custom thats worth it based on this list?

alcheng · 01-03-2014, 03:18 PM

Quote:

Originally Posted by SIKHRYDE

OK so basically the damage list came back and its $24,000!!

Anyways below is the full spec sheet.....

The autobody shop said they basically are all OEM parts with the exception of 2 items:

The Front Bumper Cover and the Front Bumper Reinforcement Bar.

I am going to try to contact my insurance company (Coachman) to see if they can give me OEM parts.... any tips would be great.

Secondly they are giving me 2 new tires (and rims) on the left hand side, do I need to worry about the fact that the rubber on the right hand side is used?

I mean I guess I dont expect insurance to put me in a better spot with all new tires.... but do I need to or purchase new tires so it is all even?

Lastly - this is where I can really use your expertise...

I have to replace parts like my front headlights... which look like to be $1300 each - so should I look for some custom lights now to install? If so any recommendations?

And what else should I do custom thats worth it based on this list?

( Click to show/hide )

glad it's getting restored

and be prepared for the new insurance rate on the next renewal...

as for headlights.... stick with the OEM.

tires.. check with the bodyshop to see if they suggest they should replace all four for safety reason

alcheng · 01-04-2014, 02:05 AM

just saying.....

370z Roadster....

zefaulter · 01-04-2014, 10:56 AM

Quote:

Originally Posted by DEpointfive0

A few things.
I know you're in Candia and you gotta pay import taxes and such, but the shop is having a laugh getting you a quote for 1500/wheel and 700/tire.
And what kind of jenky áss insurance is this? How much did the damn car cost you to begin with? What can you realistically buy another one of what you have right now? In January 2012, brand new 2010 MBlue verts that were sport touring were selling for $32k.
Also, make sure they give you a devaluation check.

And don't mod it. Sell it immediately. Go trade it in for a new one. I wouldn't drive that thing ever again
I can't believe you'd even let them fix it

We don't get anything for devaluation.

Quote:

Originally Posted by alcheng

just saying.....

370z Roadster....

That's auction is in US, unfortunately it doesn't count

This is from the Canadian black book which is similar to KBB

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Hater smashed my windshield, should I claim with insurance?	tonybui	Exterior & Interior	22	08-17-2011 02:01 PM
Grey 370z smashed up near Vaughan mills?	DjSquall	Canada	24	07-02-2011 11:23 AM
Almost smashed the Z today (Yes, VDC was on)	Dembflyr	Nissan 370Z General Discussions	9	07-03-2010 06:59 AM
370Z smashed into....	Meridian69	Nissan 370Z General Discussions	37	12-29-2009 12:04 AM

01-03-2014, 02:44 PM	#4 (permalink)
SIKHRYDE Base Member Join Date: Sep 2011 Location: Mississauga Posts: 77 Drives: 2010 Nissan 370z Rep Power: 14	OK so basically the damage list came back and its $24,000!! Anyways below is the full spec sheet..... The autobody shop said they basically are all OEM parts with the exception of 2 items: The Front Bumper Cover and the Front Bumper Reinforcement Bar. I am going to try to contact my insurance company (Coachman) to see if they can give me OEM parts.... any tips would be great. Secondly they are giving me 2 new tires (and rims) on the left hand side, do I need to worry about the fact that the rubber on the right hand side is used? I mean I guess I dont expect insurance to put me in a better spot with all new tires.... but do I need to or purchase new tires so it is all even? Lastly - this is where I can really use your expertise... I have to replace parts like my front headlights... which look like to be $1300 each - so should I look for some custom lights now to install? If so any recommendations? And what else should I do custom thats worth it based on this list?

01-04-2014, 02:05 AM	#6 (permalink)
alcheng A True Z Fanatic Join Date: Jun 2011 Location: Toronto Posts: 28,894 Drives: 2011 ZR PW w/Clutch Rep Power: 418353	just saying..... 370z Roadster....