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-   -   370z Insurance cost in GTA Area!!Please help!!!! (http://www.the370z.com/canada/36385-370z-insurance-cost-gta-area-please-help.html)

toshiba 05-13-2011 05:56 PM

370z Insurance cost in GTA Area!!Please help!!!!
 
I am going to move to toronto city or markham very soon. I want to know how much are you guys paying for 370z in GTA area??

I am asian,28, common law spouse, employed, will be renting a apartment in Toronto. have 6 years experience...etc.

cuz I quoted 300$ a month while I am just paying like 120 in montreal????!!!

that's just crazy?!:shakes head:

Jjaden 05-13-2011 06:24 PM

Quote:

Originally Posted by toshiba (Post 1109438)
I am going to move to toronto city or markham very soon. I want to know how much are you guys paying for 370z in GTA area??

I am asian,28, common law spouse, employed, will be renting a apartment in Toronto. have 6 years experience...etc.

cuz I quoted 300$ a month while I am just paying like 120 in montreal????!!!

that's just crazy?!:shakes head:

If you qualify, give Meloche Monix a call. I just saved a combined 4k annually between my girlfriend and myself on our insurance by switching over for all of our vehicles.

They have a great combined discount rate if you use them for both Home/Auto insurance.

It was literally 1/2 the cost of State Farm, and I have 4 tickets...:ugh2:

toshiba 05-13-2011 06:29 PM

well,I will just rent a apartment in toronto first,so i probably wont need home insurance....

Jjaden 05-13-2011 06:32 PM

Quote:

Originally Posted by toshiba (Post 1109497)
well,I will just rent a apartment in toronto first,so i probably wont need home insurance....

I'd still give them a shout, they were sooooooo much cheaper than any other insurance company.

I don't know your line of work, but I think you do have to be considered a 'business professional' to qualify for insurance with their company tho....

DjSquall 05-13-2011 06:53 PM

I'm with wawanesa, they're a great insurance company too

Edit: in montreal, insurance is run by the government cuz it's Quebec. In Ontario, insurance is private. I'm 23 paying 275/month.

toshiba 05-13-2011 07:46 PM

Quote:

Originally Posted by DjSquall (Post 1109539)
I'm with wawanesa, they're a great insurance company too

Edit: in montreal, insurance is run by the government cuz it's Quebec. In Ontario, insurance is private. I'm 23 paying 275/month.

hi,275 month for a 370z? are you like the primary driver or co-signed?

DjSquall 05-13-2011 11:24 PM

Quote:

Originally Posted by toshiba (Post 1109620)
hi,275 month for a 370z? are you like the primary driver or co-signed?

I think I'm the occasional lmao. I got my g2 just a year ago. Basically, private insurance is 10x more expensive than government run. So $300ish/month is about what you'll get here. Sorry to disappoint you, but we get raped like that.

I work in Ottawa a lot, and I know a lot of Ottawa people register their cars in the name/adress of a Quebec resident in order to save that $150-200/month.

krzykanuk 05-14-2011 12:27 AM

In Alberta your race doesn't affect your auto insurance rate. Is it different back east?

DjSquall 05-14-2011 12:56 AM

Quote:

Originally Posted by krzykanuk (Post 1109998)
In Alberta your race doesn't affect your auto insurance rate. Is it different back east?

No, otherwise it's racism.

1Sweet Z 05-14-2011 08:35 AM

Quote:

Originally Posted by Jjaden (Post 1109483)
If you qualify, give Meloche Monix a call. I just saved a combined 4k annually between my girlfriend and myself on our insurance by switching over for all of our vehicles.

They have a great combined discount rate if you use them for both Home/Auto insurance.

It was literally 1/2 the cost of State Farm, and I have 4 tickets...:ugh2:

I have to give Meloche Monnex my vote too.
I have 3 cars insured with them in Peterborough, ON and pay $175/mnth including the Z.

I also should mention that I have a group rate with them from PEO.

IDZRVIT 05-14-2011 08:53 AM

About $90/month for my Z. My '76 'vette has antique insurance - $21/month full coverage. One of the few benefits when you're an old guy.:happydance:

toshiba 05-14-2011 06:08 PM

Is it possible for my dad to have an address in both Quebec and toronto?
If it's possible. I will just drag him to toronto to rent an apartment for me.lease a car and of course pay less insurance(which would be like 120 a month instead of 300)

Can it work this way?

Reality 05-16-2011 02:37 PM

Quote:

Originally Posted by krzykanuk (Post 1109998)
In Alberta your race doesn't affect your auto insurance rate. Is it different back east?

WTF! -How can this even be a question:confused:

Reality 05-16-2011 02:41 PM

Quote:

Originally Posted by toshiba (Post 1111102)
Is it possible for my dad to have an address in both Quebec and toronto?
If it's possible. I will just drag him to toronto to rent an apartment for me.lease a car and of course pay less insurance(which would be like 120 a month instead of 300)

Can it work this way?

You will get murdered by Insurance.. Renting an apartment in Toronto will cost you big time!
-How long have you been insured as the primary driver?
-Do you have any outstanding tickets?
-Do you have points on your profile?

What you can do to circumvent the system is to purchase the vehicle in Quebec, have it registered and insured under your Fathers name with you as the secondary or occasional driver. Leave the Quebec plates on the vehicle and just drive..

Otherwise get ready for some "no-lube" action from the Ontario Auto Insurance Industry. (you are in a high-risk category)

GL OP!

Ninja Edit: You will save $$ by living in Markham.. just an fyi..

jazz 05-16-2011 03:19 PM

i pay 72.00 a month or 861.00 per year

Reality 05-16-2011 04:35 PM

Quote:

Originally Posted by jazz (Post 1114512)
i pay 72.00 a month or 861.00 per year

Living in Barrie does have perks, after-all!:p

jazz 05-17-2011 08:22 AM

few years ago...when barrie was classed as a northeren city is was even less for auto insurance. when i was 23 and the audi tt was new i payed 92 per month.

LMBmikeZ 05-17-2011 01:45 PM

I'm 24 in the K-W area and paying $195/ for the Z, I'm the ONLY driver and also have multi vehicle & home insurance discount.

6MT 05-17-2011 02:46 PM

Quote:

Originally Posted by LMBmikeZ (Post 1116752)
I'm 24 in the K-W area and paying $195/ for the Z, I'm the ONLY driver and also have multi vehicle & home insurance discount.

All I can say is WOW. I pay equivalent to $57 per month.

soul24 05-18-2011 12:04 AM

i pay 185$ in mississauga.. im 29

LMBmikeZ 05-18-2011 12:01 PM

Quote:

Originally Posted by 6MT (Post 1116819)
All I can say is WOW. I pay equivalent to $57 per month.

Ya but how old are you? I was told this summer when I turn 25 it should be about half that....

jazz 05-18-2011 12:18 PM

Quote:

Originally Posted by 6MT (Post 1116819)
All I can say is WOW. I pay equivalent to $57 per month.

is that half a year of full?

toshiba 05-18-2011 12:52 PM

which insurance company you guys suggest me to go with?

Reality 05-18-2011 01:41 PM

Quote:

Originally Posted by 6MT (Post 1116819)
All I can say is WOW. I pay equivalent to $57 per month.

LoL! You live in alberta.. There is no way you can compare pricing to Ontario, let alone Toronto...

When I lived out west.. I paid $35/month..

Jjaden 05-18-2011 01:50 PM

Quote:

Originally Posted by toshiba (Post 1118621)
which insurance company you guys suggest me to go with?

Guess you missed the part where I said Meloche Monix, and another member backed that up.....

6MT 05-18-2011 04:15 PM

Quote:

Originally Posted by Reality (Post 1118737)
LoL! You live in alberta.. There is no way you can compare pricing to Ontario, let alone Toronto...

When I lived out west.. I paid $35/month..

Non-government insurance in the free-market is the way to go!!

EDIT: btw, I use Wawanesa

6MT 05-18-2011 04:16 PM

Quote:

Originally Posted by jazz (Post 1118548)
is that half a year of full?

Full year.

6MT 05-18-2011 04:17 PM

Quote:

Originally Posted by LMBmikeZ (Post 1118501)
Ya but how old are you? I was told this summer when I turn 25 it should be about half that....

OK, I'll give you that. I just turned 48.

sammy 05-18-2011 04:55 PM

I pay 1300 per year.

Harvin370z 05-18-2011 05:49 PM

I just paid mine for the year. No tickets, 25 years old, living in Richmond Hill (only) 1867.82 with allstate.

Dizzy 05-19-2011 08:32 AM

Quote:

Originally Posted by 6MT (Post 1116819)
All I can say is WOW. I pay equivalent to $57 per month.

A comparable old guy out here (46) in this market - $85 a month, just a hair over $1000 a year. Multi policy discount and a clean record.

1Sweet Z 05-19-2011 07:47 PM

Quote:

Originally Posted by Jjaden (Post 1118752)
Guess you missed the part where I said Meloche Monix, and another member backed that up.....

Yup gotta agree with Jaden here. I checked my policy and I pay $62 / mnth with meloche monnex.

Dizzy 05-20-2011 08:33 AM

Quote:

Originally Posted by 1Sweet Z (Post 1122025)
Yup gotta agree with Jaden here. I checked my policy and I pay $62 / mnth with meloche monnex.

Just did a quote with them for ***** and giggles just to make sure.

My annual with 2 mil and deductables at $500 with Meloche is $1479.00

Thats quite a lot more ($400 or so) than I'm paying now although my current plan is a group plan. I'd like to understand why yours is half that in the same province. Do you have a group discount, multi car discount or home discount?

1Sweet Z 05-20-2011 08:40 AM

Quote:

Originally Posted by Dizzy (Post 1122933)
Just did a quote with them for ***** and giggles just to make sure.

My annual with 2 mil and deductables at $500 with Meloche is $1479.00

Thats quite a lot more ($400 or so) than I'm paying now although my current plan is a group plan. I'd like to understand why yours is half that in the same province. Do you have a group discount, multi car discount or home discount?

Multi-car discount and group plan with Professional Engineers of Ontario. I have had other companies quote against meloche and they can't touch the group rate.

velvethammer 06-01-2011 09:09 PM

i am paying 1300 with multicar discount and am 45 with one speeding ticket...not in my z at the time on my bike.....


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