0% financing on 370z in Canada?
 

Hi guys,

I am about to pull a trigger on 370z base, but the finance rate is outrageous at 5% right now.

Has Nissan Canada offered 0% financing on 370z before?
Maybe, they will offer lower rates in Winter?

If they haven't, i am just planning to buy with my line of credit which is 3.2%

Any advice would be appreciated.

Thank you guys!

Think in canada the lowest I've seen it was 4.49%

Never going to happen.

I'm paying 4.98 on a used car...

might be cheapert o finance it with your LOC with that rate... a HELOC?

my only warning (as awesome as this car is) don't over extend. and get the sports package. it's more than worth it.

They offered lower rates this past winter but not 0% it was I believe 3.49 % on a 36 month lease and 3.99% on 60 month finance. However as recently as May you could also get an up to $3500 manufacturer rebate which helps a lot. I think if you wait you might get a better deal this winter. I am hedging that this will be the last model year of the current Z and that the winter will bring great rebates and or great dealer discounts when negotiating. I of course could be quite wrong but lots of signs seem to point that way imo.

Just got a 17' at 4.49%

Thanks everyone for great advice! I've decided to wait until December and see if i can get a better deal.

How did you get that rate? I thought 5% is nation wide rate offered by Nissan Canada.

No idea I went with BMO for the finance

or go gently used for a cheaper price.

not much of a fan for used cars :rofl2::rofl2::rofl2:

I got a 2017 too, but they said the rate is standard @ 4.99% regardless of finance terms

I think that only is the case for the base model. The Touring and Touring Sport/Nismo offer better rates for 60 month finance or 36 month lease.

I am not sure if you are still interested but I noticed today on the Nissan.ca site 0% on the 2016 Roadsters. This not displayed on the configurator but if you go to shopping tools then click on view local offers and enter Ontario you will see the model line up. Scroll down to the Z click on it then click more offers on the roadster and they are offering 0% plus $4500 cash back. The coupe is 2.49% lease or finance. Hope this helps. They keep it well hidden Lol

Thank you for the info. Yes i noticed the lower rates for 2016 leftovers. I am patiently waiting at the moment. It was 4.99 last month and it is now 4.49. Hopefully, it will be lower by december this year.

0%
 

These days, if the car I picked couldn't qualify for 0% I'd pick one that did.
They're darn near paying you to borrow money from them.

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i agree w you. but then the price of base 370z is too good to pass up even with this outrageous finance rate

Bought mine last month at 4.49%. I had the dealer look up various months and it was not better than that for months. She didn't go FAR back but just a fyi

Line of credit?

if you have one large enough it is definitely the way to buy anything that is large and not done with cash/debit. Nothing seems to come close to interest% when I shop around, so everything goes on line of credit....... :ugh2:

I saw a Nissan 0% financing deal.. the flashed a 370 roadster at the end but I doubt it'll apply.


HELOC's are not bad option since they are low but then again you're just adding to a mortgage.

my LOC is 0.63% less than my financing rate... weird thing is even with preferred financing they offered me 5.5.... then when I went to dealer they offered 4.98 over 4 year term.

I questioned saying my LOC is 4.5(at the time of purchase)... can't even do that? da fuq atleast it's sorta secured by a depreciating asset.

goodluck though... shop around that's for sure.

I can't recall my current rate for LOC but I know it is very low and nothing else CC or financing comes close when I compare...... I also tend to pay the vehicles off in 36-42 months not 5-6years+ like most people when financing

yea I chose a 4 year term... they were pushing 6... then 5... then I was like no.

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