How much is your Insurance
 

I'm 25 and mine's 1.26k in Sydney. I maxed out my excess.

how are all you guys fairing?

also lets keep our premiums as low as possible... no one benefits from an extra 500 going out the door cause of stupidity...

I think there's already a thread in here about our insurance..

Anywho... I'm with RACV. About $1100 annual for Complete Care (Highest insurance level). $550 excess.

I'm 27, single, and rent. No other insurances to get deductibles with.

I think I estimated 15k/yr driving but I'm not sure.

$250 deductible Comp, $500 Coll, $50k coverage.

$30/$900 Rental Reimbursement and Towing.

$548.19/6mo ( $91.365/mo )

• BODILY INJURY & PROPERTY DAMAGE LIABILITY
  .....BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
  .....PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT
  
• MEDICAL PAYMENTS
  
• COMPREHENSIVE ACV LESS $250 DEDUCTIBLE
  
• COLLISION ACV LESS $250 DEDUCTIBLE
  
• RENTAL REIMBURSEMENT UP TO $40/DAY FOR MAX OF 30 DAYS
  
• ROADSIDE ASSISTANCE

Total Premium: $1142 / year

AAMI. Age: 26. $2100 Excess, $456 Premium.

Exactly the same. Gotta love the complete care when you claim. unlimited car, hotel, etc Easy.

31yo, rating 1 for life, multi-policy discount

RACV told me they also no longer care about mods as long as they are legal and pass vicroads. Sweet!

25/50/50
comp 200
coll 200

6 mo premium $206 ^_^

RAC Comprehensive
- 23yo
- Insured for $70,000
- $350 excess
- 100% no claim bonus
- no rental car cover
- Garaged primary car park

approx ~$1,526 for 12 months

will have to confirm that figure, it's my best guess.

No questions asked and full payout upon write off :)

Don't understand how it could be so cheap... lucky folk there in victoria... not only are the cars cheaper but so is the insurance...

Alphera Insurance Underwritten Lumley Insurance (Westfarmers)

NSW Regional

- 40yo
- Insured for Market value
- $1000 excess
- Lifetime Protected no claim bonus
- Standard comprehensive
- Garaged
- Limited Yearly Kms to 10000 kms

$824 for 12 months for Private
$894 for 12 months for Business (mine)

what the hell...im paying like $170 a month (25years of age) ! I live in Sydney. Anyone recommend an insurance company thats less?

I'm in Sydney, 26 y/o, male, and paying $1700 through Just Cars with a $2400 excess. Seems steep compared with everyone else here. I live inner city though, which is usually more costly than outside.

I'm surprised at how cheap the insurance is for everyone here. AAMI was $2200 with the same excess for me.

I take it everyone is quoting comprehensive cover right?

Ravoz - try AAMI and max out the excess

Chilli - Just Cars are just too expensive... but prolly are the only choice if you mod your car...

Just Cars was the cheapest for me by far.

I actually work in insurance, so i'm quite familiar with how they do their premium ratings. Each insurer rates on different criteria, so you'll find depending on which demographic you fall into, some insurers might be cheaper than others for different people.

So Just Cars allows mods, but they need to be street legal? How do you know what is street legal or not? And do they charge you more premium for modding?