well $1182 from AAMI isn't too bad... i was also with them for 9 years with the ITR so happy to stay on with them. I'll do some more quotes in 12mths time!

Yes, having been rear ended on 4/June I can attest that its best to get "maximum care" or equivalent for your insurer. I am still waiting on parts being shipped from Japan, I'm a bit annoyed at Nissan for selling new models with insufficient parts inventory stored locally. Be aware.

My insurer paid for a hire car @ $68 a day , Holden Cruze sedan, for two weeks only.
4 weeks would have been better but this may take 6+ weeks.

I am with comminsure, covered for $75k loss etc. $500 excess for $981 p.a.

...and for the car mods, they may not worry about them for now so they take your $, but if you claim are they obliged to return the car only to Nissan factory specs or do they replace your mods, pay you out for the mods and return car to Nissan specs only?

What would the process be for justifying the mods? Receipts shown and then what if they start arguing. Would be interest to know the details. I guess they would be buried in the small print somewhere

Lucky for me a family friend is an accredited RACV drop off centre.

Worst case, any illegal mods would be removed before the assessment...

It's pointless to compare INS rates, too many variables involved. And regardless the only people that would be willing to list what they pay are those with very low rates. You’re not going to get any kind of idea of what most people pay by looking thru a thread like this one. This is just one of those “self esteem / my **** is bigger than yours” threads where everyone pays 50bucks a month, serves no other purpose. I don't mean to offend anyone just saying as I see it.

Ignore what this guy is saying...

Everyone knows that I will always pay $50 less than anyone who posts here..

Nuff said mr370... Get your *** on our Aus site and make sure you're on our next cruise!

Old Fart prices
 

I am 58 and have insured the Zed, my XR8 ute and SWMBO's Liberty for $3000, with Shannons. It is a master policy with $250 excess, loaner whilst vehicle is under repair and new-replacement if written off inside 2 years from date of purchase.

My claims history is clean - no claims on my policy for a long time - although I did get rear ended on the Eastern Freeway 10 years ago - and my repairer recovered costs from the lady who hit me .... without recourse to my insurer's.

Am looking to include house and contents and maybe professional indemnity (I run my own business) but can't do that with Shannon's .... I use a broker every couple of years to chase the best deal.

The Zed is parked in secure parking in Melb CBD (behind a roller shutter) and all cars are parked in garage or shed off-street at home (3113 postcode area).

R

Ok I'll admit it...

You win :(

yes yes i'll get me a*s over to the aus site :ughdance:

make sure u wave! :hello:

I just renewed with RACV Complete Care for $1279.21 with an agreed value of $68k

Male, 31, rating 1, good history.

Age: 24
Insurance Company: CGU
Type: Comprehensive
Annual Premium: $1629
Excess: $1000