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-   -   How much is your Insurance (http://www.the370z.com/australia-new-zealand/16849-how-much-your-insurance.html)

gumpy 03-31-2010 06:40 PM

Quote:

Originally Posted by chiliwili (Post 475197)
Just Cars was the cheapest for me by far.

I actually work in insurance, so i'm quite familiar with how they do their premium ratings. Each insurer rates on different criteria, so you'll find depending on which demographic you fall into, some insurers might be cheaper than others for different people.

So Just Cars allows mods, but they need to be street legal? How do you know what is street legal or not? And do they charge you more premium for modding?

I actually dont know this... i never mod my cars i just know they cater for it... Have to imagine they tell you it has to be street legal and then investigate once the claim comes in, in good ole insurance fashion.

TJZ 03-31-2010 06:43 PM

I got a few insurance quotes and did a little research before choosing RAC here in perth. Just Car was the most expensive...

Not only was the premium $50 more, but the excess was rediculous, $2400 vs. the $350 I get currently. I think they had some standard excess, age excess as well as some other special excess....as if they are trying to hide the fact they will hit you for $2400 all up when you claim. I even phoned them to confirm that I was reading it correctly....

Ravoz 03-31-2010 09:41 PM

Im currently with AMMI at $170 a month.

Justcars has me quoted at $150 a month...but compared to everyone else im like an extra $50 a month more.

gumpy 03-31-2010 09:48 PM

Quote:

Originally Posted by Ravoz (Post 475608)
Im currently with AMMI at $170 a month.

Justcars has me quoted at $150 a month...but compared to everyone else im like an extra $50 a month more.

must be either your history or the area of your car =/

chiliwili 03-31-2010 10:17 PM

Standard excess (around $400 to $600) for me would have meant around $4,000 for AAMI and NRMA. Soooo... that wasn't an option. I think it is because i live inner city. I'm also using my own name, and no accidents or suspensions last 5 years.

Ravoz 03-31-2010 11:06 PM

No accidents no claims or anything. I live in Campbelltown..is that it?

gumpy 04-01-2010 01:21 AM

Quote:

Originally Posted by Ravoz (Post 475927)
No accidents no claims or anything. I live in Campbelltown..is that it?

ah yeah... that would be it... what a shame... i'd imagine the only other suburbs that would cost more are the likes of redfern etc...

chiliwili 04-01-2010 01:38 AM

hahahha

i live near redfern... =)

gumpy 04-01-2010 06:33 PM

Quote:

Originally Posted by chiliwili (Post 476128)
hahahha

i live near redfern... =)

rofl... hey at least you're close to the city bar and clubs, pros and cons...

Mr Ed 04-01-2010 10:38 PM

AAMI
Brisbane
Age - 32
New for old for x years?
Windscreen cover
No rental cover as I own 3 cars
No mileage cap

Cost $605 per annum

chiliwili 04-05-2010 07:16 PM

Quote:

Originally Posted by gumpy (Post 477132)
rofl... hey at least you're close to the city bar and clubs, pros and cons...

yeah, wouldn't give that up for the world, not at this stage anyway. $20 cab ride home... I hardly ever drive!!! =)

FloridaViking 04-05-2010 07:33 PM

46 yrs
Insurance for me and my wife
1 370z 1 honda and 1 full size Dodge truck w\exstended cab.
I pay $650 for 6 months

370z Reasons 04-05-2010 10:28 PM

Quote:

Originally Posted by Majestik (Post 473919)
No questions asked and full payout upon write off :)

Same: RACV, Full Comp, Rating 1 etc etc, 1 claim 4yr ago, 39yrs old, $500 excess - $964 P/Y

Mr370z 06-29-2010 09:01 AM

well picking up the roadster Sat, so i called heaps of insurance companies today.. here's how i went

AAMI - $1182 $550 excess
Budget Direct - no go
Youi - $1843
RACV - $1521
GIO - $1277
Just Cars - $1454
real insurance - no go
Allianz - no go
Shannons - no go
Bingle - $1368.51
St George - $1227.70

So in the end went with AAMI...

32yo male
Melbourne
Rating 1

Majestik 06-29-2010 09:16 AM

Quote:

Originally Posted by Mr370z (Post 598392)
well picking up the roadster Sat, so i called heaps of insurance companies today.. here's how i went

AAMI - $1182 $550 excess
Budget Direct - no go
Youi - $1843
RACV - $1521
GIO - $1277
Just Cars - $1454
real insurance - no go
Allianz - no go
Shannons - no go
Bingle - $1368.51
St George - $1227.70

So in the end went with AAMI...

32yo male
Melbourne
Rating 1

You should ask for another quote from Racv mate. I'm about your age, rating one, insured for agreed value of $78000 and also had a previous claim (of my write off Z) and I pay under $1300 with $550 excess on Complete Care..


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