Originally Posted by GTRFAN Another option Sell the CX7 while it's still worth a fair bit and keep the Lancer as a daily and the Z for cruising! Yeah, the
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View Poll Results: Which Dates Are We Most Available?? (In January) | |||
Saturday 9th | 4 | 66.67% | |
Sunaday 10th | 1 | 16.67% | |
Saturday 16th | 4 | 66.67% | |
Sunday 17th | 1 | 16.67% | |
Saturday 23rd | 4 | 66.67% | |
Sunday 24th | 4 | 66.67% | |
Saturday 30th | 2 | 33.33% | |
Sunday 31st | 3 | 50.00% | |
Multiple Choice Poll. Voters: 6. You may not vote on this poll |
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01-05-2010, 01:22 AM | #32 (permalink) | |
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Ben, my wife works at Westpac. Might be worthwhile seeing your options (she says) as what evan said is true. Adding the car cost to your house or something works out well. Don't quote me as I wouldn't know 100% as I was lucky enough to pay cash for mine. Farewell get together when? |
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01-05-2010, 02:24 AM | #33 (permalink) |
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******WARNING OFF TOPIC MASSIVE RANT BELOW*********
Yep, I've had two friends sell their cars to fund a new house. Both have regretted it and both say they could have done it even without selling the cars in the end. Just keep in mind, a motgage can be pushed out to 50 years (example) but a car loan can only, in most cases, run for a life of 5 years. Now comparing a house price (mean 440k in Melb) to a car price (65k for 370z), basically ur running 440k over 50 years or 65k over 5 years. Ofcourse the car loan will be a shitload more in repayments. However, add that to the home loan that makes 505K over 50 years not taking into account the interest (this is a very rough example) so at: $440k mortgage, repayments are $733p/m not inc. interest $505K mortgage, repayments are $842p/m not inc. interest This isn't a hell of a lot more money per month...... Also keep in mind, I pay almost $1200 p/m just for my car loan....... So when I do buy a house this year and refinance I'll most likely be paying less for both. Hell, I even bought my car after I got engaged lol. Just something to think about of course.... I put a fair amount of thought into my future plans as well hence this rant... but there aint any chance of selling my car unless it was absolutely positively necessary.... i.e. I'm broke and no one wants to buy my body in St. Kilda no more... I mean..... not that I've been previously doing that...... |
01-05-2010, 02:45 AM | #34 (permalink) |
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Let me also just add that I'm just telling you this so you have a think about it... I don't want to be the person you have to break the legs of when everything goes wrong lol....
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01-05-2010, 02:57 AM | #35 (permalink) | |
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01-05-2010, 05:10 AM | #36 (permalink) |
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hehe nah still gonna sell.......i have a feeling i may need 200k or so to pay off my aunty >.<......currently on a 30 year mortgage loan......on what im currently paying plus what i est........i may be paying 3100 a month mortgage and that is on my own.......dont want to have any other costs over my head.....
If only i could win powerball hehehe |
01-05-2010, 05:18 PM | #37 (permalink) | |
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If you're paying that for 200k then you are getting shafted dude the repayments for a 200k loan is $1285.25 and thats over a 30 year period...... even if you still owe 200k thats 400k and the repayments are 2570.20.... Last edited by evse82; 01-05-2010 at 05:22 PM. |
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01-05-2010, 05:50 PM | #38 (permalink) |
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Anyhoooooooo......... back to the topic at hand......
We have a higher poll for the 23rd so far, however Ronnie can only do Sunadays (yes, I meant that) but Bezz can't do Sundays so we need to figure this one out lol I'm thinking a caged match between Erfan and Ronnie, mixed martial arts, fight to the death. The victor gets to come on the cruise which will be held on their free day....... |
01-05-2010, 06:32 PM | #39 (permalink) | |
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On a serious note, I can highly recommend my financial adviser as he could offer you some decent financial advice and structure for your future. Free as well. He builds relationships with clients and makes his money on brokerage and other ways. He was recommended to me and I have used him for my mortgage, car, etc structure. Based in the Queens Rd building. Let me know if you want his details. Hey Bez, can you handball your Nando's responsibilities to someone on the Sunaday to free your time? Aren't you the manager? Exploit your power!
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01-05-2010, 08:04 PM | #40 (permalink) | |
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01-05-2010, 09:17 PM | #41 (permalink) |
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Yeah, well I basically drive mine everywhere but if I go somewhere shady I take Abs' civic lol. I'm yet to get a scratch on mine... But I try to enjoy it as much as I can, I drive pretty much everywhere in it out of work hours...
Look in the end of the day what you think is right is what you should do. We just put ideas in front of you so you know what your options are. I in no way want to stuff you up by giving you bad info etc I just want you to think about it.... plus the pain of you not being there in the future would be to great for all of us to cope with I know that selling the z would be a last resort for me since cars are what give me the most joy.... I mean..... after Abs of course *cough* lol I was upset enough when I sold the 350 and that was even knowing that in a few months I'd be getting the 370, and in that time I was miserable driving my dads maxima lol |
01-05-2010, 09:48 PM | #42 (permalink) | |
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Up to you man. You've already chased one of us away... *nudge nudge*. If it has to be a Saturday, it'll need to be after 3:30pm. Last edited by Majestik; 01-05-2010 at 09:53 PM. |
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01-05-2010, 10:48 PM | #43 (permalink) | |
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Nah well if Erfan is ok to reschedule his shifts then it will be that Sunaday. |
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01-06-2010, 09:07 AM | #44 (permalink) | |
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I can take a day or days off any days I like... but the thing is.... the way I mod my car ... I gotta work long hrs to reduce my shop overheads.... which means more mod $$ for me ... my rule of thumb 1/2 salary for mods and the rest + profit for day to day living (better not let my wife see this post ) Ben: Sorry to see you let go your car and congrats for the engagement. Btw, how much you willing to sell the car? I will persuade my business partner to buy the 370z..., he might be interested to buy yours... , but his mind already set to get Audi A5 2.0T DSG...., I will tell him with that kind of money..., he can have the 370z and all my mods and probably gonna get some spare change too
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01-06-2010, 07:29 PM | #45 (permalink) |
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Cool thanks Erfan, at least someone tries.... isn't that right Ronnie??? lol
Nah well thats good then, we can use that Sunday as a date then (not date as romantic date, but merely a date to meet on) I'll let it sit for a few more days then we can lock it in. Is everybody happy with this? |
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