Damn, well now I'm worried. Just finished med school (went the PA route instead of MD) end of last year at 26 and I've been working now for only a little over 2 months. My credit score is 760 with a credit history back to when I was 18 but only for small stuff on small credit cards. I've been paying on my student loans for 2 months now as well. I'm having Nissan locate my Z for me now but now I'm worried when the time comes that I won't qualify. I know my mom will co-sign if I need her to. Should I apply on my own first or just have her co-sign from the begining? I was planning on using penfed per the AK post on how to get 3.99% financing. I mean I understand loan companies have to be more careful now but when you have someone who is making good money and has a good credit score as well as good credit history (even if it is short) it's BS they won't give out a loan. I guess we'll see what happens. So again, should I apply by myself from the begining or just have my mother co-sign up front? Thanks
|