Unfortunately these are things they don't typically teach in school about building your credit rating, etc. This is totaly normal and you will see more of the same esp with a poor economy as there will be less risky investments made when loaning money. It has nothing to do with you personally but you have no assets, a fair size debt and you are young and I suspect you haven't been at your job for three or more years - these are all gonna work against you. Swallow your pride and bring your parents in to co-sign and you'll be driving your car - thats a pretty minor thing between you and your car! I was only dreaming of driving a new Z 10 years ago when I was your age....
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'09 370Z - '93 300ZX Vert - '83 280ZX - '83 280ZXT -'81 280ZXT stroker - '72 240Z - Stillen CBE, HFC, G3, Grounding Kit, Sways // Swift Spring // H&R 15mm // 5% Tint // Clear Bra // 
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