Quote:
Originally Posted by Caravanshaka
ya, penfeds a piece of cake, you can be approved in 10 mins and check in hand the next day. 3.99% is hard to beat
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Piece of cake if you're willing to change banks and can do direct deposit.
At 4.99% with 30,000 principal you are looking at ~$820 more interest than doing the 3.99 loan. It's all about how much value you place on the bank and if the interest difference is worth that.