spearfish25

We just bought a Mazda and I called MazdaUSA to inquire about their 'factory warranty'. They actually use a third party. Better call Nissan USA before you settle for thinking your warranty is directly through Nissan. Also, read your exclusions carefully to see if your nav is covered. As I said before, many aftermarket warranties exclude nav systems.

Here's why I opted out of an extended warranty:
1) Claims aren't necessarily fulfilled in full. For example, they can say the quoted work rate is 'above the norm' and only reimburse for part of your repairs.
2) Third party companies can and frequently do go bankrupt. Then you bought a policy that is nothing more than the paper in your hands.
3) Repairs for parts that are damaged due to uncovered item failure aren't covered. If a radiator hose cracks and your engine overheats and cooks the seals, you won't be covered for engine repairs as the policies don't cover hoses...the source of the problem.
4) I won't necessarily keep my car long enough to have costly problems.
5) If many parts of my car fail, I'd probably upgrade them anyway (brake calipers, diff, suspension, etc) or they wouldn't be covered (clutch).

It's six of one, half a dozen of the other. But don't think you're protecting yourself fully by purchasing an extended plan. If you buy a problem-prone car, it may be in your favor to get a policy.

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2013 Cadillac V-Wagon, RIP Z