Anyone have any advice on filing the diminished value claim? I was rear-ended while stopped in traffic. Cosmetically the damage was minimal ( I couldn't even get a picture of the small scratch and indentation) but I knew from how hard she hit me that there would be more damage underneath. Original insurance adjuster looked at it and estimated $550 for some touch ups. After I took it into the Nissan Collision Center and they took the bumper off they found a lot more damage underneath the bumper shell. They had to call the insurance company back to get another adjuster out there to see it underneath. The new total came out to be $4700.
They fixed up everything as good as new and i'm happy with the repairs but based on the more substantial damage I believe I should get a Diminished Value Settlement to cover the fact that I now have a car that has been in an accident. I looked up on KBB the difference in trade-in price for a car in "excellent" condition and one that is in "good" condition and the difference was $1400. When I called the insurance company and asked how to go about filing the claim I was told that I would need proof that the car's value went down. I was like "it's been in an accident, of course the value has gone down".
So, anyone have any tips or advice on how to go about "proving" that the value is now less without actually selling the car?
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