WarmAndSCSI

Where to start, where to start....

First off, both the Evo X and 370Z are relatively expensive cars. Minimum $550/month payment without a trade-in, plus insane insurance (more so for the 370Z actually), and then rigorous maintenance costs.

What are you majoring in? How do you know you're guaranteed a job in this rough economy? How much school debt do you have to pay off? Clearly you're not making any cash on the side if you had to sell your SRT-4 and replace it with a Buick Park Avenue...

My general rule of thumb is to not try to finance or own a car that costs more than 75% of what you make. Why? Because you simply cannot afford it.

I know this isn't the answer you were looking for and I'm being kind of an a**hole, but I'm just giving it to you straight. I'm 22 and I own a highly modified Evo X and a '10 370Z. I can tell you the pro's and con's of both, but what I can tell you that trumps any of that is you most likely cannot afford either, so don't even bother. Don't be like these imbeciles I notice every day who make $35k (if that), and are somehow trying to scrape by while making a payment + insurance + maintenance on a nearly $40,000 car. It's ridiculous. I don't care if you *think* you can afford X or Y, I'm just trying to save you the headache of trying to sell your car, or having it repo'd when you get canned upon the next economic downturn. Find the means, then pull the trigger. Until then, just leave your pipe dreams alone.

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