Keep the Integra too, problem sovled.
I get the distinct feeling you still live at home though. Maybe think about getting your own place first. And at your age, you may want to think long and hard about getting that type of help from your parents. I mean, you're almost to the point of getting an AT instead of a MT due to guilt. That guilt can easily spill over into other areas, and will last for the next 6yrs of your loan if their names are on it.
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