inland... i think you misunderstood racerxj17... the "invoice" price is a lower starting point than MSRP. dealers usually start you at some price above the MSRP and start haggling from there.
edit: if you're 19 with no credit and able to put 15k down you should still have a good deal of haggling power. i suggest taking a buddy with you who's bought a new car or two before... and check out the new car buying threads on the forum
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