The accident isn't nearly as bad as mine. I hit a tree, spun around and clipped a tree on the passengers side. Insurance said the car was worth $26k so they cut a check for $25k because of my $1000 deductible. I owed $29k because of the car I rolled over when getting the Z and taxes. I had GAP too and they would NOT pay the deductible, nor the Nissan maintenance program that I wrapped into the loan. Meaning $1700 was leftover. The $700 had to come from the Nissan dealer to be paid.
They estimated $14k in damage, plus labor and mine looks worse than yours.