Originally Posted by Cell

Should do what my cousin does.

He was delivering food at the time and he rear ended another lady. My cousin got out the car and started to scream at the lady like it was her fault. She got scared, said sorry and left...

I was amazed at how stupid the lady is to think it was her fault.

I have another cousin that reversed into his friend's car. My cousin got out his car and yelled at him and blamed him for parking there. His friend ended up saying sorry. I couldn't stop laughing...

Both accidents were my cousins fault.

As for your claim, you should of settled outside your insurance to avoid that increased rate. Did you at least take TONS of pictures? I would of taken like 400 pictures from close to far and from the position you guys were at.