Quote:
Originally Posted by spearfish25
^that's what I'd do. Call the guy, tell him that insurance will only be a headache, and ask how much cash he thinks will cover the damage. Negotiate and then give it to him. Then you're done and no insurance issues.
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I think it's too late now. Even if he was to do that, there would be nothing to stop the other guy from continuing with the claim, since he has the other guys insurance info.
I'd just pay the penalty, learn from your mistake, and move on. Regardless of the damage, it was your fault. Insurance inspectors can be pretty stingy, so they might not pay out as much as you think for that guy once they see his car.