There's a certain age range where you can get in financial trouble because banks are willing to give you more money than you should probably borrow.
If you are very old -- who cares if you make a bad financial decision you're gonna die soon anyway and you can't take it with you.
If you are very young, banks typically won't give you enough money for you to get yourself in much trouble -- you basically have enough time to make up for it if you mess up.
So the very old and the very young are golden -- it's us middle aged fogies that have to be careful!
