Quote:
Originally Posted by spearfish25
What happens with tax and title though? That could be a pricey 'extra' cost.
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The Tax and title gets worked into the loan amount. You don't pay that on the side (unless you wanted to). That's why people grind on Out the Door price (I hate that term by the way).
Also Sophia, since your cancelling the warranty, you lose out on that too on the next car. it's $6/month and the warranty that you had on your car. Also the time issue - you'd be making payments for another 18 months over what you had originally planned for.
It doesn't look like you keep your car for long anyway though so I'd just cancel it regardless and pocket the $1000. you're covered for 3/36,000 and 5/60,000 from factory.
If you want my advice, if you aren't too deep in the hole of what they're giving you and what you owe, think about a lease. It looks like you're fine with always having a car payment but with a lease, it's easier to get out of a car near the end and your payments are lower. I don't think the lease programs for a Z are great, but its better than continually rolling negative equity because you'll eventually hit a point where the banks won't finance you anymore.