Ummm, Sophia, "only $6 more a month" isn't what's important - how much extra would you end up paying for this deal? How much longer is the loan period and at how much per month? You need to look at the real cost of the deal, not just the per month difference in payments.
Calm down and do the math, and you just might find out that your husband was doing the right thing. And you really shouldn't be making major financial decisions by yourself - how would you like it if your husband decided on his own to make a $30,000 decision without consulting you? Just sayin...
But, best wishes on this turning out well for both of you!
