Quote:
Originally Posted by Forrest
When you trade in your car they are giong to make you sign paperwork and ask you a specific question and i think the question was "have you done any repair to the car that resulted in over 1,000" in damages?
|
Yes, there's similar language on the form you sign in NJ. Along with altering the odometer, etc.
The most important thing (aside from nobody being hurt) is that right before the accident, the written professional trade-in appraisal valued the car at 13K. The $3,000 the insurance adjuster wants to pay does NOT cover the loss in value from the accident, because there IS a Carfax history (and car dealerships can't re-certify a used car over a very small threshhold.).
But you can clearly establish: It was worth 13, got hit, got repaired, now your dealer says it's only worth 7 or 8. There's an extra 2-3 K that's owed from the diminishment in value. If you have to hire a lawyer, do so, because his fee will come from the insurance company on TOP of the payment they'll make for the car. (Lawyers like these kinds of situations... if you want to start wearing a neck brace, that could help spook the insurer even more.
