Jeffblue

if you're going to sell the sonata, sell it now. The newer the car, the higher the rate of depreciation. Basically a few months of depreciation on a brand new car, you're gonna lose more value than a few months on a 2-3 year old car. If you nkow for sure you want to sell a car that is less than a year old, i would recommend selling it as soon as possible. Think of it this way:

in which of these situations would you rather have sold a stock you own:
A. the stock is going to go down 5% in the next 6 months
B. the stock is going to go down 30% in the next 6 months

obviously, B is the choice, and that is closer to the situation you are in right now than choice A.

obviously you can't predict the future in the stock market, but you can predict how much your car will depreciate, and obviously cars aren't really investments. don't waste any more of your money waiting. your money is tied up in a depreciating asset that you don't like. might as well have it tied up in a depreciating asset that you DO like.

definitely SELL now. Either keep it for 3 years and try to get some use out of it, or just cut your losses, and sell the car before it loses any more of its value.