Originally Posted by tha_alabama

I was at a Nissan dealership recently and I didnt say i wanted financing through the dealership, and they still wanted my social security number, and ran a credit check, which may have knocked points off my score, now my credit report says "auto loan inquiry" and its on my report until 2011 now.





My intention was to get a baseline price, ie: 5% off sticker price, then get a loan through a local bank, to pay the dealership outright, with the bank owning the car. Then I would sell my existing car on ebay or whatever.



Whatever the case is..............the dealership couldnt do better then 72months, 6.25%, and they said this was the "bank rate", however when i looked on the banks website, the specified rate at the bank that they said the mirror the rates after, was 5.70 % @ 60months.



All in all, i really want to find a baseline red or blue "Automatic" 370z w/ Sport Package.......I could settle for manual(convince me), with rear wing, and the ninja spokes, not the dull looking base rims....

is it possible to get this for 28 or 29k?



any help/ideas?