Quote:
Originally Posted by shoopajae10
well... ive called and asked progessive (the other guys insurance) to get an estimate and get this ball rollin cause i need my car back and he said he was going to send someone out tomorrow (08/19) to the apartment for an estimate and leave the check at the apartment. the weird thing was after that he said the claim is still under investigation. so if i take the check and use it to repair the car.. and they come back later saying it was my fault. i guess i will have to reimburse the insurance company??
Im confused. I will just wait till tomorrow and pick up the check and take it to the body shop.
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The worse that will happen is you'll have to pay them the deductible if you were at fault (given that you have collision insurance, which is almost 100% likely if you bought your Z new). They will cover it either way, that's how it works. If it was the other driver's fault (it obviously was), you owe nothing and your insurance company will seek to get reimbursed by the offending party's insurance company.
That last bit depends on the state though; typical practice is to work through the other party's insurance company if they were at fault.