I know the factors, just getting an idea what others are paying with perfect ratings...no biggy...I did a quote through Geicko for me in addition to the 2008 T&C for the family and they quoted be $900 for the year for both cars.....(about $600 for the 370z). No emissions, damn, but the loudness of the exhaust will count...I found some HFC's which will work well....Thanks everyone! Going in August to look at a couple of houses and hit Universal with the kids...going to be a great time