Nissan 370Z Forum - View Single Post

Cmike2780 · 07-25-2010, 08:38 AM

You may be able to afford the car, but also know if you can afforrd to maintain it. $90 oil change if you go to the dealer is just the start.

Also know that nowadays your credit score is far less important than your available credit, other financial obligations, even student loans you took out. They will look at how much you make and how much you spend and give you an APR accordingly. Having just landed a job, you should probably wait a while before any big purchases. You don't want to be the guy with a shiny new sports car at work if you've only been there a few weeks. Save more for the down payment and you will be better off since interest rates usually go down with a shorter loan terms.

07-25-2010, 08:38 AM	#14 (permalink)
Cmike2780 A True Z Fanatic Join Date: Jun 2010 Location: Long Island Posts: 5,059 Drives: slowwww Rep Power: 29	You may be able to afford the car, but also know if you can afforrd to maintain it. $90 oil change if you go to the dealer is just the start. Also know that nowadays your credit score is far less important than your available credit, other financial obligations, even student loans you took out. They will look at how much you make and how much you spend and give you an APR accordingly. Having just landed a job, you should probably wait a while before any big purchases. You don't want to be the guy with a shiny new sports car at work if you've only been there a few weeks. Save more for the down payment and you will be better off since interest rates usually go down with a shorter loan terms. __________________ [09][MB][6-Spd MT][Touring][Stillen Gen III][K&N][Borla CBE][Evo-R] [ArchitTEK Photography]